HSBC Cash Rewards

The HSBC Cash Rewards Mastercard is a credit card that earns cash back on all purchases and is available to individuals in Canada.

Earning Rewards

The HSBC Cash Rewards Mastercard earns cash back for all purchases made on the card:

  • 1.5% cash back for every $1 spent on eligible online purchases (up to $6,000 in online purchases per calendar year).
  • 1% cash back for every $1 spent on eligible gas, grocery, and drugstore purchases.
  • 0.5% cash back for every $1 spent on all other eligible everyday purchases.

Once you reach the $6,000 threshold for online purchases in a calendar year, the rate of 0.5% or 1% cash back will apply for the rest of the year (depending on the category of the purchase).

Insurance Coverage

The HSBC Cash Rewards credit card offers the following insurance coverage:

  • Mobile device insurance
  • Extended warranty insurance
  • Purchase assurance

Refer to the HSBC Cash Rewards certificate of insurance for additional details, including terms and conditions for eligibility.

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