HSBC Cash Rewards

The HSBC Cash Rewards Mastercard earns cash back on all purchases and is available to individuals in Canada.

Interested in applying for the HSBC Cash Rewards card? Earn an additional $80 cash back through Frugal Flyer Rebates.

Earning Rewards

The HSBC Cash Rewards Mastercard earns cash back for all purchases made on the card:

  • 1.5% cash back on eligible online purchases (up to $6,000 in online purchases per calendar year).
  • 1% cash back on eligible gas, grocery, and drugstore purchases.
  • 0.5% cash back on all other eligible everyday purchases.

Once you reach the $6,000 threshold for online purchases in a calendar year, the rate of 0.5% or 1% cash back will apply for the rest of the year (depending on the category of the purchase).

Insurance Coverage

The HSBC Cash Rewards credit card offers the following insurance coverage:

  • Mobile device insurance
  • Extended warranty insurance
  • Purchase assurance

Refer to the HSBC Cash Rewards insurance certificate for additional details, including terms and conditions for eligibility.

Other Cash Back Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express SimplyCash Preferred 400 Cash back $301 Apply
BMO Cashback World Elite 260 Cash back $260 Apply
American Express SimplyCash 200 Cash back $200 Apply
Scotiabank Momentum Visa Infinite 200 Cash back $200 Apply
TD Cashback Visa Infinite 200 Cash back $200 Apply

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