The HSBC Cash Rewards Mastercard earns cash back* and gives cardholders the opportunity to earn 1.5% cash back on eligible online purchases.
Rewards Rates
The HSBC Cash Rewards Mastercard earns cash back for all purchases made on the card:
- 1.5% cash back on eligible online purchases (up to $6,000 in online purchases per calendar year).
- 1% cash back on eligible gas, grocery, and drugstore purchases.
- 0.5% cash back on all other eligible everyday purchases.
Once you reach the $6,000 threshold for online purchases in a calendar year, the rate of 0.5% or 1% cash back will apply for the rest of the year (depending on the category of the purchase).
Redeeming Cash Back
HSBC cash back can be redeemed at any point during the year. The minimum cash back redemption amount is $25. Cash back dollars never expire.
Insurance Coverage
The HSBC Cash Rewards credit card offers the following insurance coverage:
- Mobile device insurance
- Extended warranty insurance
- Purchase assurance
Refer to the HSBC Cash Rewards insurance certificate for additional details, including terms and conditions for eligibility.
Other Cash Back Cards You Might Consider
| Credit Card | Welcome Bonus | Net Value | ||
|---|---|---|---|---|
|
TD Cash Back Visa Infinite | 350 Cash back | $350 | Apply |
|
American Express SimplyCash Preferred | 400 Cash back | $280 | Apply |
|
BMO CashBack World Elite | 250 Cash back | $250 | Apply |
|
Scotiabank Momentum Visa Infinite | 200 Cash back | $200 | Apply |
|
BMO CashBack Business | 150 Cash back | $150 | Apply |
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