HSBC Cash Rewards

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The HSBC Cash Rewards Mastercard earns cash back* and gives cardholders the opportunity to earn 1.5% cash back on eligible online purchases.

Rewards Rates

The HSBC Cash Rewards Mastercard earns cash back for all purchases made on the card:

  • 1.5% cash back on eligible online purchases (up to $6,000 in online purchases per calendar year).
  • 1% cash back on eligible gas, grocery, and drugstore purchases.
  • 0.5% cash back on all other eligible everyday purchases.

Once you reach the $6,000 threshold for online purchases in a calendar year, the rate of 0.5% or 1% cash back will apply for the rest of the year (depending on the category of the purchase).

Insurance Coverage

The HSBC Cash Rewards credit card offers the following insurance coverage:

  • Mobile device insurance
  • Extended warranty insurance
  • Purchase assurance

Refer to the HSBC Cash Rewards insurance certificate for additional details, including terms and conditions for eligibility.

Other Cash Back Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express SimplyCash Preferred 400 Cash back $301 Apply
BMO CashBack World Elite 250 Cash back $250 Apply
Scotiabank Momentum Visa Infinite 200 Cash back $200 Apply
TD Cashback Visa Infinite 200 Cash back $200 Apply
BMO CashBack Business 150 Cash back $150 Apply

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