Offers
Welcome Bonus
Eligible new applicants for the More Rewards RBC Visa Card can receive a welcome bonus of up to 20,000 More Rewards points[1]:
- Earn 20,000 More Rewards points upon first purchase
Earning More Rewards Points
The More Rewards RBC Visa card earns More Rewards points for all purchases made on the card:
- 5 More Rewards points for every dollar spent at More Rewards partner locations including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nester Market, and Pure Pharmacy.
- 5 More Rewards points for every dollar spent on gas, EV charging, and dining purchases.
- 3 More Rewards points for every dollar spent on all other eligible purchases.
Redeeming More Rewards Points
More Rewards points can be redeemed towards travel, groceries, gift cards, vouchers, and sports tickets.
The best redemption option is to use your More Rewards points towards travel bookings, as you will receive the maximum value of 0.43 cents per point. Travel can be booked through the More Rewards Travel portal (powered by Expedia) and customers can redeem their points for flights, hotels, rental cars, vacation packages, and more.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
Insurance Coverage
The More Rewards RBC Visa card offers several insurance coverages:
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase ($50,000/year maximum)
- Extended warranty insurance: Extend the manufacturer’s original warranty up to one additional year
- Mobile device insurance: 2 years of $1,000 in coverage for theft, loss, or accidental damage to your mobile device
View the More Rewards RBC Visa card certificate of insurance for additional details, including terms and conditions for eligibility.
Other RBC Cards
| Credit Card | ||
|---|---|---|
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70,000 Avion points Estimated value: $1,330 |
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55,000 Avion points Estimated value: $1,045 Ends Nov 25, 2025 |
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55,000 Avion points Estimated value: $1,045 Ends Nov 25, 2025 |
|
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60,000 Avios Estimated value: $1,020 Ends Feb 25, 2026 |
|
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70,000 WestJet points Estimated value: $700 Ends Feb 4, 2026 |
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Legal
Refer to RBC page for up-to-date offer terms and conditions. This page contains affiliate links; refer to our Advertising Disclosure for more information.
[1] This offer only applies to new applications for the More Rewards RBC Visa credit card. To benefit from this offer, your application must be received by September 25th, 2025 to September 25th, 2026 and approved by Royal Bank of Canada (“RBC”), and you must have a valid More Rewards number linked to your RBC Visa credit card. You will be eligible to receive 20,000 welcome More Rewards points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your More Rewards account up to six (6) weeks after your first purchase, provided your More Rewards RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.
The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period. If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion.
Co-Applicants and Authorized user(s), as well as existing RBC Royal Bank personal credit cardholders transferring to the Credit Card Account during the offer period, are not eligible for the Welcome Points nor the Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your More Rewards RBC Visa credit card, please visit rbc.com/morerewardsinfo. For complete terms and conditions that apply to the More Rewards program, please visit: morerewards.ca.
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.