RBC Cash Back Mastercard

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The RBC Cash Back Mastercard earns 2% cash back on grocery purchases and 1% cash back on all other purchases.




Earning Cash Back

The RBC Cash Back Mastercard earns cash back for all purchases made on the card:

  • 2% cash back on all grocery purchases (up to $6,000 per calendar year).
  • 1% cash back on all other purchases (with no limit on spending per calendar year).

Redeeming Cash Back

RBC Cash Back Mastercard holders who have a minimum cash back balance of $25 will be paid out annually on the February monthly credit card statement.

Benefits

3₵/L Savings at Petro-Canada

Link your RBC Cash Back Mastercard with a Petro-Points membership to instantly save 3₵/L on fuel at Petro-Canada stations and earn 20% more Petro-Points.

Earn More Be Well Points at Rexall

Link your RBC Cash Back Mastercard with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in-store on eligible purchases where 25,000 Be Well points = $10.

Doordash DashPass Subscription

Add your RBC Cash Back Mastercard to your DoorDash account to receive a 3-month complimentary DashPass subscription. Cardholders will enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when they pay with their eligible RBC credit card.

Fees & Eligibility

Personal Income $0
Household Income $0
Annual Fee $0.00
Foreign Exchange Fee 2.50%
Purchase Rate 20.99%
Cash Advance Rate 22.99%
Balance Transfer Rate 22.99%

Insurance Coverage

The RBC Cash Back Mastercard offers two types of insurance coverage:

  • Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase (up to $50,000 per calendar year)
  • Extended warranty: Extend the manufacturer’s original warranty up to one additional year

Review the RBC Cash Back Mastercard insurance certificate for terms and conditions surrounding the insurance coverage on this card.

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Legal

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