Offers
Welcome Bonus
Customers who open a new CIBC Smart Plus Chequing account can earn up to $400:
- Earn $400: Open a CIBC Smart Plus Chequing account, set up ongoing monthly direct deposits totaling $500 or more, and complete 1 of the 3 requirements listed below in the same calendar month:
Account Features
The CIBC Smart Plus Chequing account offers unlimited debit and unlimited Interac e-Transfer transactions.
Account holders are eligible to receive unlimited free withdrawals at ATMs worldwide.
Smart Plus account holders can also receive up to a $139 annual fee rebate towards any premium CIBC credit card including the CIBC Aventura Visa Infinite card, CIBC Aventura Gold card, CIBC Dividend Visa Infinite card, CIBC Dividend Platinum Visa card, CIBC Aeroplan Visa Infinite card, CIBC Aventura Visa Infinite Privilege card, and the CIBC Aeroplan Visa Infinite Privilege card. Up to three authorized users on the eligible card will also receive up to a $50 annual fee rebate.
Account holders will be able to access free personalized cheques, bank drafts, money orders and stop payments on cheques and pre-authorized payments.
Fees
Monthly Fees
The CIBC Smart Plus Chequing account has a monthly fee of $29.95, which is waived if you meet one of two eligibility criteria:
- Hold a minimum balance of $6,000 in your CIBC bank account at all times
- Hold a minimum balance of $100,000 in combined eligible savings and investments, including GICs, between all CIBC accounts