CIBC Smart Plus Account

Offers

Welcome Bonus

Customers who open a new CIBC Smart Plus Chequing account can earn up to $400:

• Earn $350: Open a CIBC Smart Plus Chequing account, set up an ongoing direct deposit (such as payroll), and complete 1 of the 3 requirements listed below:
  • 2 ongoing pre-authorized debit payments
  • 2 Visa debit purchases
  • 2 online bill payments of $50 or more each
• Earn $50: Transfer $200 from your new CIBC Smart Plus Chequng account into your CIBC eAdvantage Savings account within 2 months after your Smart Account is opened

Account Features

The CIBC Smart Plus Chequing account offers unlimited debit and unlimited Interac e-Transfer transactions.

Account holders are eligible to receive unlimited free withdrawals at ATMs worldwide.

Smart Plus account holders can also receive up to a $139 annual fee rebate towards any premium CIBC credit card.

Account holders will be able to access free personalized cheques, bank drafts, money orders and stop payments on cheques and pre-authorized payments.

Fees

Monthly Fees

The CIBC Smart Plus Chequing account has a monthly fee of $29.95, which is waived if you meet one of two eligibility criteria:

• Hold a minimum balance of $6,000 in your CIBC bank account at all times
• Hold a minimum balance of $100,000 in combined eligible savings and investments, including GICs, between all CIBC accounts