CIBC Select Visa Card

Apply Now Terms & Conditions apply

The CIBC Select Visa card is a low annual fee credit card with low purchase and cash interest rates, and a promotional balance transfer rate of 0% for 10 months (1% transfer fee).





Offers

Welcome Bonus

Eligible new applicants for the CIBC Select Visa Card can receive a welcome bonus of:

  • Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee

Benefits

Journie Rewards Fuel Discount

If you link and use your eligible CIBC card with Journie Rewards you can save up to 10 cents per litre at participating Chevron, Ultramar, and Pioneer gas stations. Visit cibc.com/journie to get started.

Avis & Budget Rental Car Discounts

You can also receive car rental discounts as a CIBC Select Visa cardholder, including up to 25% off at participating Avis® and Budget® locations in Canada and the U.S. when you pay with your CIBC Select Visa Card.

Please quote Avis’ worldwide discount number C277500 or Budget’s Corporate Discount number A748700, when making the reservation. 

Fees & Eligibility

Personal Income $15,000
Household Income $15,000
Annual Fee $29
Foreign Exchange Fee 2.50%
Purchase Rate 13.99%
Cash Advance Rate 13.99%
Balance Transfer Rate 13.99%

Insurance Coverage

The CIBC Select Visa card offers the following insurance coverages:

  • $100,000 Common Carrier Accident Insurance
  • CIBC Travel Medical Insurance

Card Awards

As part of Frugal Flyer’s 2025 Best Credit Card Awards, we selected the CIBC Select Visa Card as the Best Balance Transfer Credit Card.

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