Offers
Welcome Bonus
Eligible new applicants for the CIBC Select Visa Card can receive a welcome bonus of:
- Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee
Benefits
Journie Rewards Fuel Discount
If you link and use your eligible CIBC card with Journie Rewards you can save up to 10 cents per litre at participating Chevron, Ultramar, and Pioneer gas stations. Visit cibc.com/journie to get started.
Avis & Budget Rental Car Discounts
You can also receive car rental discounts as a CIBC Select Visa cardholder, including up to 25% off at participating Avis® and Budget® locations in Canada and the U.S. when you pay with your CIBC Select Visa Card.
Please quote Avis’ worldwide discount number C277500 or Budget’s Corporate Discount number A748700, when making the reservation.
Fees & Eligibility
| Personal Income | $15,000 |
| Household Income | $15,000 |
| Annual Fee | $29 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 13.99% |
| Cash Advance Rate | 13.99% |
| Balance Transfer Rate | 13.99% |
Insurance Coverage
The CIBC Select Visa card offers the following insurance coverages:
- $100,000 Common Carrier Accident Insurance
- CIBC Travel Medical Insurance
Card Awards
As part of Frugal Flyer’s 2025 Best Credit Card Awards, we selected the CIBC Select Visa Card as the Best Balance Transfer Credit Card.


Other CIBC Cards
| Credit Card | ||
|---|---|---|
![]() |
85,000 Aeroplan points Estimated value: $1,785 |
|
![]() |
80,000 Aventura points Estimated value: $1,760 |
|
![]() |
45,000 Aeroplan points Estimated value: $945 |
|
![]() |
35,000 Aventura points Estimated value: $770 |
|
![]() |
35,000 Aventura points Estimated value: $770 |
|





Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.