Scotiabank Momentum for Business Visa Card

Interested in this credit card? Earn $100 in FlyerFunds by applying through Frugal Flyer.

The Scotiabank Momentum for Business Visa card offers 3% cash back on purchases at gas stations, restaurants, office supply stores, and recurring bill payments.

Rewards Rates

The Scotiabank Momentum for Business Visa card earns cash back for all eligible purchases made on the card:

  • 3% cash back on purchases at gas stations, restaurants, office supply stores, and recurring bill payments (up to a total of $50,000 per calendar year).
  • 1% cash back on all other eligible everyday purchases.

Once the cash back bonus rate threshold stated above is met, all future purchases will award 1% cash back for the remainder of the calendar year.

Redeeming Cash Back

Cash back earned on the Scotiabank Momentum for Business Visa card is issued as a statement credit in November. There is no action required from the cardholder to redeem their earned cash back.

Insurance Coverage

The Scotiabank Momentum for Business Visa card offers the following insurance coverages:

  • Travel emergency medical insurance: Coverage for the first eight days of any out-of-province trips for travelers under the age of 65 or the first three days for those aged 65 and up
  • Rental car collision and loss damage coverage: Comprehensive coverage for cars up to $65,000 MSRP
  • Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase
  • Extended warranty protection: Extend the manufacturer’s original warranty up to one additional year

Refer to the Scotiabank Momentum for Business Visa card insurance certificate for additional details, including terms and conditions for eligibility.

Top Cards From Scotiabank

Credit Card Welcome Bonus
Apply Now Scotiabank Platinum American Express Card Scotiabank Platinum American Express Card
80,000 Scene+ and $200 FlyerFunds
Estimated value: $1,000
 Ends Oct 31, 2025
Apply Now
Apply Now Scotiabank Passport Visa Infinite Privilege Card Scotiabank Passport Visa Infinite Privilege Card
80,000 Scene+
Estimated value: $800
 Ends Oct 31, 2025
Apply Now
Apply Now Scotiabank Passport Visa Infinite Card Scotiabank Passport Visa Infinite Card
40,000 Scene+ and $150 FlyerFunds
Estimated value: $550
 Ends Jul 1, 2025
Apply Now
Apply Now Scotiabank Gold American Express Card Scotiabank Gold American Express Card
40,000 Scene+ and $100 FlyerFunds
Estimated value: $500
 Ends Jul 1, 2025
Apply Now
Apply Now Scotiabank Momentum Visa Infinite Card Scotiabank Momentum Visa Infinite Card
200 cash back and $150 FlyerFunds
Estimated value: $350
 Ends Oct 31, 2025
Apply Now

*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Leave a Comment


This site uses Akismet to reduce spam. Learn how your comment data is processed.

Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.