The RBC ION+ Visa card earns 3x Avion points on groceries, restaurants, food delivery, transportation purchases, digital purchases, and more.
Offers
Welcome Bonus
Eligible new applicants for the RBC ION+ Visa Card can receive a welcome bonus of up to 7,000 Avion points:
- Earn 3,500 Avion points upon credit card approval^
- Earn 3,500 Avion points upon spending $500 in the first 3 months^
Earning Avion Points
The RBC ION+ Visa credit card earns Avion points for all purchases made on the card:
- 3 Avion points for every dollar spent on:
- Groceries, dining out, and food delivery purchases
- Gas, rideshare, daily public transit, and electric vehicle charging purchases
- Streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases
- 1 Avion point for every dollar spent on all other eligible purchases
Redeeming Avion Points
Avion points that are earned on the RBC ION+ Visa credit card are a slightly different currency than the Avion points that are earned on Premium Avion credit cards, and thus, they have different and more restrictive redemption options.
Avion points can be transferred to the WestJet Rewards loyalty program at a 1:1 ratio (meaning 100 Avion points will equal 100 WestJet points).
RBC Avion points can also be redeemed for travel, gift cards, merchandise, statement credits, and more, but the value of these redemption methods is far less than using these points for travel or transferring them to a partner frequent flyer program.
Benefits
3₵/L Savings at Petro-Canada
Link your RBC ION+ Visa card with a Petro-Points membership to instantly save 3₵/L on fuel at Petro-Canada stations and earn 20% more Petro-Points.
Earn More Be Well Points at Rexall
Link your RBC ION+ Visa card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in-store on eligible purchases where 25,000 Be Well points = $10.
Doordash DashPass Subscription
Add your RBC ION+ Visa credit card to your DoorDash account to receive a 3-month complimentary DashPass subscription. Cardholders will enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when they pay with their eligible RBC credit card.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $48 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
Insurance Coverage
The RBC ION+ Visa card offers several types of insurance coverage:
- Mobile device insurance: $1,000 coverage for theft, loss, or accidental damage to your mobile device
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase (up to $50,000 per calendar year)
- Extended warranty: Extend the manufacturer’s original warranty up to one additional year
Refer to the RBC ION+ Visa card insurance certificate for additional details, including terms and conditions for eligibility.
Top RBC Cards
| Credit Card | ||
|---|---|---|
 |
70,000 Avion Estimated value: $1,330 |
|
 |
60,000 Avios Estimated value: $1,020 |
|
 |
70,000 WestJet points Estimated value: $700 Ends Jul 8, 2025 |
|
 |
35,000 Avion Estimated value: $665 |
|
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35,000 Avion Estimated value: $665 |
|
Legal
Refer to RBC page for up-to-date offer terms and conditions. This page contains affiliate links; refer to our Advertising Disclosure for more information.
^ To be eligible for this offer your application for the RBC ION+ Visa credit card must be approved by us. The 3,500 Avion points (“Welcome Points”) will appear within the first two monthly statements. 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account is open and in good standing at the time you reach $500 in Qualifying Transactions. Please allow 60 days after this requirement is fulfilled for the additional Avion points to be awarded to your account.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges, and fees. Any credits for returns and adjustments that reduce the amount of Qualifying Transactions below $500 will cancel your additional Avion points. Additional cardholder(s), as well as existing cardholders of any RBC Royal Bank personal credit cards, applying for or transferring to an RBC ION+ Visa card are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.
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