Offers
Welcome Bonus
Eligible new applicants for the WestJet RBC Mastercard can receive a welcome bonus of up to 15,000 WestJet points:
- Earn 15,000 WestJet points upon spending $1,000 in the first 3 months1
Earning WestJet Points
The WestJet RBC Mastercard earns WestJet points for all purchases made on the card:
- 1.5 WestJet points for every dollar spent on WestJet flights, WestJet Vacations, and Sunwing Vacations.
- 1.5 WestJet points for every dollar spent on restaurants, food delivery, digital subscriptions, streaming services and digital games.
- 1 WestJet point for every dollar spent on all other everyday purchases.
Redeeming WestJet Points
The WestJet Rewards program offers members the ability to redeem WestJet points towards WestJet flights and WestJet Vacations packages.
To redeem WestJet points, sign in to your WestJet account when booking a flight, and you will have the option to redeem as many of your eligible WestJet points as possible.
WestJet points can be applied against the base fare cost and towards any of the additional taxes and fees that make up the remainder of the ticket cost. They can also be applied towards incidental fees such as checked baggage or seat selection fees.
Benefits
WestJet Companion Voucher
WestJet RBC Mastercard cardholders are eligible to receive an annual companion voucher usable on WestJet flights. One voucher will be awarded upon approval, and cardholders can earn an additional voucher each cardholder anniversary, provided they spend $2,500 annually on their card.
Redeeming a WestJet companion voucher makes it possible to book a companion fare at a reduced rate when you pay full price for your own flight on the same itinerary. The companion voucher can be redeemed for the following destinations, with the respective fees depending on your WestJet fare class:
- Travel within Canada or the continental USA – $199 in fees for Basic/Econo/EconoFlex or $299 for Premium/PremiumFlex fares (plus taxes, fees, charges, and other ATC)
WestJet RBC Mastercard cardholders can also exchange their companion voucher for one of the following options:
- 25% flight discount for one traveller
- 5,000 WestJet points
3₵/L Savings at Petro-Canada
Link your WestJet RBC Mastercard with a Petro-Points membership to instantly save 3₵/L on fuel at Petro-Canada stations and earn 20% more Petro-Points.
Earn More Be Well Points at Rexall
Link your WestJet RBC Mastercard with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in-store on eligible purchases where 25,000 Be Well points = $10.
Doordash DashPass Subscription
Add your WestJet RBC Mastercard to your DoorDash account to receive a 6 month complimentary DashPass subscription. Cardholders will enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when they pay with their eligible RBC credit card.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $39 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
Insurance Coverage
The WestJet RBC Mastercard offers several types of insurance coverage:
- Travel accident coverage: $500,000 of accidental death and dismemberment coverage
- Rental car collision and loss damage coverage: Comprehensive coverage for cars up to $65,000 MSRP
- Delayed baggage insurance: $500 per person coverage for emergency purchases when your baggage is lost or delayed, up to an overall maximum of $2,500 per occurrence
- Hotel and motel burglary insurance: $2,500 coverage for stolen items per occurrence
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase (up to $50,000 per calendar year)
- Extended warranty: Extend the manufacturer’s original warranty up to one additional year
- Mobile device insurance
Refer to the WestJet RBC Mastercard insurance certificate for additional details, including terms and conditions for eligibility.
Other RBC Cards
| Credit Card | ||
|---|---|---|
 |
70,000 Avion points Estimated value: $1,330 |
|
 |
60,000 Avios Estimated value: $1,020 Ends Feb 25, 2026 |
|
 |
70,000 WestJet points Estimated value: $700 Ends Feb 4, 2026 |
|
 |
35,000 Avion points Estimated value: $665 |
|
 |
35,000 Avion points Estimated value: $665 |
|
Legal
Refer to RBC page for up-to-date offer terms and conditions.
To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC Mastercard.
You will receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 10,000 WestJet points (“Additional WestJet Points”), (i) a total of $1,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC Mastercard, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.