Offers
Welcome Bonus
Eligible new applicants for the Scotiabank Value Visa Card can receive a welcome bonus of:
- Transfer your credit card balance and get 0.99% interest for up to 9 months
FlyerFunds Rebate
Plus, if you apply for the Scotiabank Value Visa Card through Frugal Flyer and are approved, you can receive an additional $60 paid directly to you.
Benefits
Avis & Budget Rental Car Discounts
As a Scotiabank Value Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Value Visa card.
Fees & Eligibility
| Personal Income | $12,000 |
| Household Income | $12,000 |
| Annual Fee | $29 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 13.99% |
| Cash Advance Rate | 13.99% |
| Balance Transfer Rate | 13.99% |
Insurance Coverage
With the Scotiabank Value Visa card, you can opt into Scotiabank Credit Card Protection. This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.
Basic Protection includes:
- Life Benefit
- Critical Illness Benefit
- Hospitalization Benefit
Comprehensive Protection includes everything in Basic Protection and:
- Disability Benefit
- Job Loss Benefit
- Strike or Lockout Benefit
Other Scotiabank Cards
| Credit Card | ||
|---|---|---|
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100,000 Scene+ points and $200 FlyerFunds Estimated value: $1,200 Ends Apr 30, 2026 |
|
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80,000 Scene+ points and $200 FlyerFunds Estimated value: $1,000 Ends Jul 1, 2026 |
|
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60,000 Scene+ points and $150 FlyerFunds Estimated value: $750 Ends Jul 1, 2026 |
|
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45,000 Scene+ points and $150 FlyerFunds Estimated value: $600 Ends Jul 1, 2026 |
|
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$200 cash back and $100 FlyerFunds Estimated value: $300 Ends Apr 30, 2026 |
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*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of October 31, 2025.
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.