Credit Card Articles | Page 13

Extra: The First Debit Card to Build Credit History

Extra is a debit card which helps you build US credit history by reporting to Equifax and Experian as an uncapped loan. You can sign up with an ITIN!

Best Business Credit Cards in Canada (2026)

Learn about the best business cards in Canada and how you can obtain them without actually having a business.

Model holding the Wealthsimple Cash card, in black with gold lettering and trim.

Review: Wealthsimple Cash Card

Wealthsimple Cash is a new Canadian prepaid Visa card and p2p cash transfer app featuring no fees and 5% cashback on weekends for specific spend categories.

Review: ATB Financial Brightside Spend Card

Review: Brightside Prepaid Card by ATB Financial

ATB’s Brightside prepaid Mastercard has a lot to offer, including 0.5% cashback, no ATM or FX fees, and $1 cashback ‘roundups’ with local partners.

PC Optimum Points: Loadable Offers & Shoppers 20x Points Events

PC Optimum points aren’t the sexiest rewards in Canada but there are some unexpected opportunities to take advantage of within the program.

Featured image, US $100 one hundred dollar bills.

Best Ways to Convert Canadian Dollars to US Dollars

We provide an overview of methods to convert CAD to USD, including Simplii Financial bill payments, forex exchanges, remittance (Wise), and Norbert’s Gambit.

Which US Banks Allow Canadians to Apply for Credit Cards Using an ITIN?

Of 13 US credit card issuers, 3 allow you to apply with an ITIN (Cap1, Chase, Citibank), 2 with only passport/SIN (Amex, BoA), and 3 with cross-border banking (BMO, RBC, TD).

Balance Transfers: How to Leverage Low Interest Debt to Earn ‘Free’ Money

Low interest promotional credit card balance transfers can be a powerful tool for wealth accumulation when combined with stablecoin staking or stock market investing.

The Lowdown on Buy Now Pay Later (BNPL)

BNPL is a new payment scheme that lets you split up purchases at the point of sale into multiple smaller denominations (typically four biweekly payments). Companies in Canada include Affirm, Afterpay, PayBright, and Sezzle.

Compilation of US-to-Canada Mail Forwarders

We’ve compiled a table of mail forwarders which provide US addresses for receiving and sending US credit cards to Canada.

The Canadian’s Guide to British / UK Credit Cards

Matt details the steps he took in order to establish a credit profile in the UK and unlock access to more credit card (and MS) opportunities.

Review: Mogo Prepaid Visa Card (MogoCard)

A review of the Mogo Prepaid Visa card. Learn how to take advantage of the benefits of the MogoCard from this in-depth review.

Review: Brim Financial World Elite Mastercard

Brim Financial World Elite is a new Canadian credit card ‘disruptor’. Unfortunately, their disruption is relatively non-disruptive but does include some features that make it a good no-FX fee travel card.

How to Get Approved for a Business Credit Card in Canada

A step-by-step guide to applying for business credit cards as an individual in Canada. Click here to get approved for your first business credit card today!