Review: Brightside Prepaid Card by ATB Financial
ATB’s Brightside prepaid Mastercard has a lot to offer, including 0.5% cashback, no ATM or FX fees, and $1 cashback ‘roundups’ with local partners.
PC Optimum Points: Loadable Offers & Shoppers 20x Points Events
PC Optimum points aren’t the sexiest rewards in Canada but there are some unexpected opportunities to take advantage of within the program.
Best Ways to Convert Canadian Dollars to US Dollars
We provide an overview of methods to convert CAD to USD, including Simplii Financial bill payments, forex exchanges, remittance (Wise), and Norbert’s Gambit.
Which US Banks Allow Canadians to Apply for Credit Cards Using an ITIN?
Of 13 US credit card issuers, 3 allow you to apply with an ITIN (Cap1, Chase, Citibank), 2 with only passport/SIN (Amex, BoA), and 3 with cross-border banking (BMO, RBC, TD).
Balance Transfers: How to Leverage Low Interest Debt to Earn ‘Free’ Money
Low interest promotional credit card balance transfers can be a powerful tool for wealth accumulation when combined with stablecoin staking or stock market investing.
The Lowdown on Buy Now Pay Later (BNPL)
BNPL is a new payment scheme that lets you split up purchases at the point of sale into multiple smaller denominations (typically four biweekly payments). Companies in Canada include Affirm, Afterpay, PayBright, and Sezzle.
Compilation of US-to-Canada Mail Forwarders
We’ve compiled a table of mail forwarders which provide US addresses for receiving and sending US credit cards to Canada.
The Canadian’s Guide to British / UK Credit Cards
Matt details the steps he took in order to establish a credit profile in the UK and unlock access to more credit card (and MS) opportunities.
Review: Mogo Prepaid Visa Card (MogoCard)
A review of the Mogo Prepaid Visa card. Learn how to take advantage of the benefits of the MogoCard from this in-depth review.
Brim Financial World Elite Mastercard Review
Brim Financial World Elite is a new Canadian credit card ‘disruptor’. Unfortunately, their disruption is relatively non-disruptive but does include some features that make it a good no-FX fee travel card.
How to Get Approved for a Business Credit Card in Canada
A step-by-step guide to applying for business credit cards as an individual in Canada. Click here to get approved for your first business credit card today!
ITIN Application for Canadians: Do You Need to File a US Tax Return?
The ITIN Amazon KDP method may not be dead…yet. We discuss it here and present another solution for getting an ITIN: filing a US tax return.
Simplii Financial Cash Back Visa Card Review
The Simplii Cash Back Visa card is an enticing no annual fee card that earns 4% cashback at restaurants, bars and coffee shops.
How Do Credit Cards Work?
Learn all the details about how credit cards work. Having this knowledge will set you on the path to reducing the cost of your next vacation with miles and points.
How to Use Visa and Amex to Pay for Costco Purchases in Canada
Mastercard is the only card accepted in store at Costco. Learn how to buy Costco gift cards with Amex and Visa to earn points on your favorite cards.
How to Find a Mail-Forwarding Service for Sending US Credit Cards to Canada
A general strategy for vetting US-to-Canada mail forwarders: confirm no CMRA status with USPS, and that prohibited items list doesn’t include credit cards.