All About the Individual Taxpayer Identification Number (ITIN)
The ITIN number is a game changer, allowing Canadians to access the lucrative US credit card market. Here we detail the process for getting one.
The ITIN number is a game changer, allowing Canadians to access the lucrative US credit card market. Here we detail the process for getting one.
We explain how to build credit history in the US using standard (credit limit increase, secured cards), and experimental (tradelines, credit builders) methods.
Learn about the best first US credit card you should be applying for as a Canadian.
We provide our experience as Canadian ITIN holders opening savings accounts and credit cards at Chase and Bank of America in Seattle, WA.
We provide an overview of methods to convert CAD to USD, including Simplii Financial bill payments, forex exchanges, remittance (Wise), and Norbert’s Gambit.
Of 13 US credit card issuers, 3 allow you to apply with an ITIN (Cap1, Chase, Citibank), 2 with only passport/SIN (Amex, BoA), and 3 with cross-border banking (BMO, RBC, TD).
We’ve compiled a table of mail forwarders which provide US addresses for receiving and sending US credit cards to Canada.
Obtaining certified true copies of your passport is a major step in applying for your individual tax identification number (ITIN). Learn how to obtain these copies.
The ITIN Amazon KDP method may not be dead…yet. We discuss it here and present another solution for getting an ITIN: filing a US tax return.
A general strategy for vetting US-to-Canada mail forwarders: confirm no CMRA status with USPS, and that prohibited items list doesn’t include credit cards.