Aeroplan is the most well-known frequent flyer program in Canada. With it being easy to travel the world through Aeroplan points on both Air Canada and Star Alliance partner airlines, it is no coincidence that any serious miles and points enthusiast will look to accrue Aeroplan points to make their next vacation a reality.
Many credit card issuers in Canada, including TD Canada Trust, CIBC, and American Express, offer co-branded Aeroplan credit cards. These Aeroplan credit cards have varying welcome bonuses, benefits, and annual fees, resulting in there being a card for every Aeroplan member’s needs.
One of the most notable cards is the American Express Aeroplan Reserve card, which is the top-tier Aeroplan credit card offered by American Express. Let’s take a look at everything you need to know about the American Express Aeroplan Reserve Card and why you should add it to your wallet.
Overview
Welcome Bonus
The American Express Aeroplan Reserve Card currently has a welcome offer in which cardholders can earn up to 85,000 Aeroplan points:
- Earn 60,000 Aeroplan®* points after spending $7,500 in purchases on your card within the first 3 months of cardmembership
- Plus, earn an additional 25,000 Aeroplan®* points when you spend $2,500 in month 13 of cardmembership
The American Express® Aeroplan®* Reserve card offers Air Canada benefits including Priority Airport Services, Eligible free first checked bags, and access to Maple Leaf Lounges™* across North America.
Check out our American Express Aeroplan Reserve card review for more details.
Earn when you apply through Frugal Flyer.
85,000 Aeroplan points
$10,000
$1,910+
$599
Yes
–
This card, similar to other American Express Canada cards, has no personal or household income requirements.
Earning Rates
The American Express Aeroplan Reserve card earns bonus Aeroplan points in the following categories:
- 3 Aeroplan points per dollar spent on eligible Air Canada purchases and Air Canada Vacations purchases.
- 2 Aeroplan points per dollar spent on eligible dining and food delivery purchases in Canada.
- 1.25 Aeroplan points per dollar spent on all other eligible purchases.
Annual Fee
Let’s get the elephant in the room out of the way early on; as the American Express Aeroplan Reserve card is a premium metal credit card, it comes with a premium annual fee of $599.
This annual fee is on par with other premium Aeroplan credit cards, such as the TD Aeroplan Visa Infinite Privilege card and the CIBC Aeroplan Visa Infinite Privilege card. With that in mind, it would be worth comparing against these other options before applying to ensure you are getting the best welcome bonus and benefits for yourself.
High annual fees, while initially daunting for those newer to miles and points, can be worth it depending on what the card offers. I always recommend looking at the total value proposition of the card (welcome bonus + benefits + insurance coverages) to determine if you can extract significant value from the card above what you would be paying for an annual fee.
For a card like the American Express Aeroplan Reserve Card, it is most likely worth paying the higher annual fee, provided you can get the value out of the benefits (which most likely means you’ll need to travel a fair bit, preferably on Air Canada).
Air Canada & Aeroplan Benefits
The American Express Aeroplan Reserve card offers several Air Canada and travel-related benefits for cardholders.
Free Checked Bag
Cardholders, in addition to up to eight guests on the same reservation, are eligible to receive their first checked bag for free when the travel originates on an Air Canada flight.
This results in a minimum savings of $30 per bag, which can add up if you are traveling with friends or family on any Air Canada flights, and is the easiest way to save on Air Canada baggage fees. As long as your American Express Aeroplan Reserve Card is linked to your Aeroplan number, you will automatically receive this benefit on your next Air Canada flight booking.
Priority Airport Perks
Cardholders can expect to receive priority check-in, zone 2 priority boarding, and priority baggage handling when flying on an Air Canada flight. They will also have access to priority airport standby and a higher priority when it comes to eUpgrade requests for premium cabins (available when flying on a same-day ticket that allows for airport standby and upgrades).
Read On: Air Canada Priority Benefits on Aeroplan Credit Cards
These priority perks can be applied to up to eight other passengers traveling on the same reservation as the cardholder.
Complimentary Maple Leaf Lounge Access & Air Canada Cafe Access
American Express Aeroplan Reserve cardholders are eligible to receive complimentary Maple Leaf Lounge access and Air Canada Cafe access in Canada and the United States for themselves and a guest.
Access will be granted as long as the cardholder and their guest are flying on a same-day itinerary operated by Air Canada or any Star Alliance member airline. Your flight ticket will denote airport lounge access as your credit card is tied to your Aeroplan account, which will be tied to your booking.
This benefit does not include access to the Air Canada Signature Suites.
eUpgrade Credit Rollover
Depending on your flying habits, it can be difficult to use all of your eUpgrade credits that you earned through Aeroplan elite status during a calendar year. If you requalify the following year for status, the American Express Aeroplan Reserve card will automatically roll over up to 50 unused eUpgrade credits.
If you want to learn more about eUpgrade credits, check out our Introduction to eUpgrades and Comprehensive eUpgrade FAQ articles.
Earn Aeroplan Elite Status Quickly
American Express Aeroplan Reserve cardholders will earn 1,000 status qualifying miles (SQM) and 1 status qualifying segment (SQS) for every $5,000 in eligible net purchases charged to your card. If you are looking to achieve a status higher than Aeroplan 25k, this benefit might help you along on your journey.
Cardholders are also eligible to roll over up to 200,000 unused SQMs to apply towards elite status in the following year.
Annual Worldwide Companion Pass
Upon spending $25,000 during a cardholder year, the cardholder will receive one annual worldwide companion pass for use on Air Canada flights. This companion pass entitles the cardholder to buy an accompanying economy class ticket at a fixed base fare rate for a round-trip itinerary.
The base fare can range from $99 to $599, depending on where you are flying in the world.
Other Benefits
$100 NEXUS Credit
The Aeroplan Reserve card offers a $100 NEXUS credit. This credit renews every four years.
This credit can be used towards a new membership or renewal fees and is the best way to get a NEXUS membership for free. This credit does not need to be used for the cardholder’s NEXUS membership; it can be used to apply for or renew any NEXUS membership.
While the NEXUS program is slowly ramping back up when it comes to interviews in Canada, I expect we will continue to see increased capacity in the near future.
Priority Pass Membership
The Aeroplan Reserve card comes with a complimentary membership to the Priority Pass airport lounge program. However, this membership does not grant complimentary access to airport lounges; both the cardholder and any guests will have to pay the access fee for any lounge that is entered.
This makes this benefit less than useful, as any credit card aficionado should not be paying for airport lounge access. If you are serious about gaining access to airport lounges, consider one of the best credit cards for airport lounge access.
Toronto Pearson (YYZ) Expedited Security Lane
As a major airport in Canada, Toronto Pearson International Airport (YYZ) is always busy with endless lines hampering the travel experience.
As an American Express Aeroplan Reserve cardholder, you can access expedited security lanes at both terminals 1 and 3. In order to access this benefit, you need to generate a QR code, which can be done here.
Insurance Coverages
The American Express Aeroplan Reserve Card comes with a comprehensive suite of insurance coverages that you would expect from a premium credit card for both travel and consumer purchases.
The travel-related insurance coverage includes emergency medical insurance, trip cancellation insurance, trip interruption insurance, flight delay insurance, baggage delay insurance, hotel burglary insurance, lost baggage insurance, travel accident insurance, and rental car theft and damage insurance.
On the other hand, the card offers the following coverages when it comes to consumer purchases: buyer’s assurance protection plan and purchase protection plan.
If you want to dig into the weeds to fully understand the insurance coverages that are offered on the American Express Aeroplan Reserve card, you can access the insurance certificate here.
Redeeming Aeroplan Points
Aeroplan points can be redeemed for flights around the world on Air Canada and any of the Star Alliance partner airlines. This is the best way to redeem Aeroplan points. If you are new to the idea of booking flights with points, consider brushing up on the best practices when booking award flights.
Aeroplan points can also be redeemed for hotels, car rentals, and merchandise. The redemption value, or cent per point, is very poor for these types of redemptions and should be avoided.
Alternatives to the Amex Aeroplan Reserve Card
American Express is not the only credit card issuer when it comes to co-branded Aeroplan cards in Canada. Before applying, I recommend looking at other co-branded Aeroplan cards and American Express cards that award Membership Rewards points to find the best value proposition for your specific situation.
Below are two cards that we recommend considering if you are interested in the American Express Aeroplan Reserve card. If you are interested in seeing what other credit cards are out there, check out our card comparison tool.
TD Aeroplan Visa Infinite Privilege Card
The TD Aeroplan Visa Infinite Privilege card is a strong contender to the American Express Aeroplan Reserve card, offering similar Air Canada perks and a strong welcome bonus. This card also has one of the highest annual fees in Canada at $599, so ensure you will get enough value out of the welcome bonus and perks when considering if you want to apply for this credit card.
The TD® Aeroplan® Visa* Infinite Privilege* Card offers a variety of Air Canada benefits including priority boarding, free checked baggage, and Maple Leaf lounge access.
Check out our TD® Aeroplan® Visa* Infinite Privilege* Card review for more details.
85,000 Aeroplan points
$24,000
$1,785+
$599
Yes
–
American Express Business Platinum Card
The American Express Business Platinum card is one of the best contenders against the American Express Aeroplan Reserve card, since you can transfer Membership Rewards points to Aeroplan points at a 1:1 ratio. The card typically has an equally impressive welcome bonus, but you will need to ensure that you are eligible to apply for business credit cards as a sole proprietor.
The Amex Business Platinum card also offers access to the American Express Global Lounge Collection, which includes complimentary access to Centurion, Plaza Premium, and more lounges for the cardholder and one guest.
The American Express Business Platinum Card is a premium card that offers benefits including a $200 travel credit, airport lounge access, a $100 NEXUS membership credit, and more.
Check out our American Express Business Platinum card review for more details.
120,000 Membership Rewards points
$15,000
$2,400+
$799
Yes
–
Conclusion
As one of the eleven co-branded Aeroplan credit cards in Canada, the Amex Reserve card definitely makes a strong value proposition in what it offers to cardholders. Based on the welcome bonus versus the annual fee alone, this might be a great card to pick up if you can support the monthly spending requirements. Additionally, if you fly Air Canada a fair bit, you might find value in keeping this card as part of your Amex strategy.
If the annual fee is a bit daunting or if you are unsure if you can meet the spending requirement, consider looking at other co-branded Aeroplan or Membership Rewards awarding cards to see if you can find one that fits your budget.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
Josh Bandura
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Excellent review! The Amex Aeroplan Reserve card looks like a solid choice for frequent Air Canada flyers. The priority benefits and rewards structure make it a strong contender in the travel card space.
I am confused about the Priority Pass lounge access. From my reading the details on the Amex site it appears it only applies to the Patinum card. Did I get this wrong.
I recently received my Reserve card and no code to signup with Prority Pass has appeared.
See this page, where it states: “To enrol for your complimentary Priority Pass membership, please call American Express at 1-800-263-1616.”