New Scotiabank Credit Card Offers (January 2026)

scotiabank-new-offers-podium-of-credit-cards-scotiagold-passport-momentum

This morning, Scotiabank has launched new welcome offers on four of its credit cards: the Scotiabank Passport Visa Infinite Card, the Scotiabank Gold American Express Card, the Scotiabank Passport Visa Infinite Privilege Card, and the Scotiabank Scene Visa Card.

Let’s dive into the new Scotiabank credit card offers launched on January 2nd, 2026.

Scotiabank Passport Visa Infinite Card – New Offer

The Scotiabank Passport Visa Infinite Card now offers a record-high welcome bonus of up to 60,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 40,000 Scene+ points upon spending $2,000 in the first 3 months
  • Earn 10,000 Scene+ points upon spending $10,000 in the first 6 months
  • Earn 10,000 Scene+ points upon spending $40,000 in the first year
Scotiabank Passport Visa Infinite Card
$150
Apply Now Learn More Terms & Conditions apply
Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card offers benefits such as no foreign transaction fees and six annual complimentary airport lounge access passes.

Check out our Scotiabank Passport Visa Infinite card review for more details.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
60,000 Scene+ points
MINSPEND
$40,000
EST. VALUE
$750+
ANNUAL FEE
$150
FOREX FEES
No
EXPIRY
Jul 1, 2026

The Scotiabank Passport Visa Infinite card has no foreign transaction fees and cardholders will also receive complimentary access to the Visa Airport Companion program which includes six complimentary airport lounge passes via the Dragonpass Airport Lounge Program.

Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite card with a $150 FlyerFunds Rebate!

Scotiabank Gold American Express Card – New Offer

The Scotiabank Gold American Express Card now offers a welcome bonus of up to 45,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 25,000 Scene+ points upon spending $2,000 in the first 3 months
  • Earn 20,000 Scene+ points upon spending $7,500 in the first year
Scotiabank Gold American Express Card
$150
Apply Now Learn More Terms & Conditions apply
Scotiabank Gold American Express Card

The Scotiabank Gold American Express Card earns up to 6x Scene+ points at Empire grocery stores and charges no foreign exchange fees on purchases made in foreign currencies.

Check out our Scotiabank Gold American Express card review for more details.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
45,000 Scene+ points
MINSPEND
$7,500
EST. VALUE
$600+
ANNUAL FEE
$120
FOREX FEES
No
EXPIRY
Jul 1, 2026

The Scotiabank Gold American Express card is the best credit card for grocery purchases in Canada as it earns 6x Scene+ points at Empire grocery stores and 5x Scene+ points at all other grocery stores. 

This card also has no foreign exchange fees, meaning cardholders will save 2.5% on all foreign transactions. Additionally, the card grants access to American Express Offers, giving cardholders the opportunity to earn even more rewards or cash back on their purchases at specific retailers.

Click to apply for the cash back rebate offer on the Scotiabank Gold American Express card with a $150 FlyerFunds Rebate!

Scotiabank Passport Visa Infinite Privilege Card – New Offer

The Scotiabank Passport Visa Infinite Privilege Card now offers a welcome bonus of up to 100,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 30,000 Scene+ points upon spending $3,000 in the first 3 months
  • Earn 45,000 Scene+ points upon spending $20,000 in the first 6 months
  • Earn 25,000 Scene+ points upon making one eligible purchase in the 14th month
Scotiabank Passport Visa Infinite Privilege Card
$200
Apply Now Learn More Terms & Conditions apply
Scotiabank Passport Visa Infinite Privilege Card

The Scotiabank Passport Visa Infinite Privilege Card offers benefits such as a $250 travel credit for Scene+ Travel, no foreign transaction fees, and ten annual airport lounge passes.

Check out our Scotiabank Passport Visa Infinite Privilege card review for more details.

Earn $200 in FlyerFunds when you apply through Frugal Flyer.

OFFER
100,000 Scene+ points
MINSPEND
$20,000
EST. VALUE
$1,200+
ANNUAL FEE
$599
FOREX FEES
No
EXPIRY
Apr 30, 2026

The Scotiabank Passport Visa Infinite Privilege card is a premium card and thus comes with several premium benefits and credits. Most notably, it offers a $250 travel credit to be used via the Scene+ Travel portal in addition to 10 airport lounge passes that can be used at over 1,300 lounges worldwide.

Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite Privilege Card with a $200 FlyerFunds Rebate!

Scotiabank Scene Visa Card – New Offer

The Scotiabank Scene Visa Card now offers a welcome bonus of up to 10,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 2,500 Scene+ points upon spending $250 in the first 3 months
  • Earn 7,500 Scene+ points upon spending $1,000 in the first 3 months
Scotiabank Scene Visa Card
$60
Apply Now Learn More Terms & Conditions apply
Scotiabank Scene Visa Card

The Scotiabank Scene Visa Card earns 2x Scene+ points on purchases at Empire grocery stores, Cineplex, and Home Hardware.

Earn $60 in FlyerFunds when you apply through Frugal Flyer.

OFFER
10,000 Scene+ points
MINSPEND
$1,000
EST. VALUE
$160+
ANNUAL FEE
$0
FOREX FEES
Yes
EXPIRY
Jul 1, 2026

The Scotiabank Scene Visa Card earns 2 Scene+ points per dollar spent on a variety of categories, including:

  • 2 Scene+ points for every dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, and Co-Op.
  • 2 Scene+ points for every dollar spent on purchases at Cineplex theatres and online at cineplex.com (such as movie tickets, movie rentals, and concessions).
  • 2 Scene+ points for every dollar spent on purchases at Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada, and online at homehardware.ca.

Click to apply for the cash back rebate offer on the Scotiabank Scene Visa Card with a $60 FlyerFunds Rebate!

Conclusion

Credit card offers are an ever-changing world, and it’s always useful to stay on top of what is available out there when you are considering signing up for your next credit card. We will continue to keep this article up to date with the latest offer changes to Scotiabank credit cards as they happen.

Josh Bandura

Josh Bandura

Co-Founder at Frugal Flyer
Josh has been involved in the miles and points game since 2015 but has scaled up his knowledge and points earning potential in recent years. With a consistent attitude of "min-maxing" in many aspects of his life, Josh has transferred this mindset over to the miles and points game. Always looking for the next big opportunity, he aims to share content on a variety of topics including his travels, miles and points, and most importantly, how to get the most out of your credit cards

Previous

Amex Fixed Points Travel Program: How Does It Work?

Review: Porter Airlines PorterReserve (Embraer 195-E2)

Next

FEATURED CREDIT CARD

Scotiabank Passport Visa Infinite Card
$150
Apply Now Learn More Terms & Conditions apply
Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card offers benefits such as no foreign transaction fees and six annual complimentary airport lounge access passes.

Check out our Scotiabank Passport Visa Infinite card review for more details.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
60,000 Scene+ points
MINSPEND
$40,000
EST. VALUE
$750+
ANNUAL FEE
$150
FOREX FEES
No
EXPIRY
Jul 1, 2026

Leave a Comment

All comments are moderated according to our comment policy. Your email address will NOT be published.


This site uses Akismet to reduce spam. Learn how your comment data is processed.

2 comments on “New Scotiabank Credit Card Offers (January 2026)

    • Good catch, you are correct that the Passport Visa Infinite is not eligible for American Express offers. Article has been updated.

      Reply