New Scotiabank Credit Card Offers (January 2026)

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This morning, Scotiabank has launched new welcome offers on four of its credit cards: the Scotiabank Passport Visa Infinite Card, the Scotiabank Gold American Express Card, the Scotiabank Passport Visa Infinite Privilege Card, and the Scotiabank Scene Visa Card.

Let’s dive into the new Scotiabank credit card offers launched on January 2nd, 2026.

Scotiabank Passport Visa Infinite Card – Up To 60,000 Scene+ Points!

The Scotiabank Passport Visa Infinite+ Card now offers a record-high welcome bonus of up to 60,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 40,000 Scene+ points upon spending $2,000 in the first 3 months
  • Earn 10,000 Scene+ points upon spending $10,000 in the first 6 months
  • Earn 10,000 Scene+ points upon spending $40,000 in the first year
Scotiabank Passport Visa Infinite+ Card
$150
Apply Now Learn More Terms & Conditions apply
Scotiabank Passport Visa Infinite+ Card

The Scotiabank Passport Visa Infinite+ Card is one of Canada’s best all-around travel cards, offering no foreign transaction fees and six complimentary airport lounge passes through the Visa Airport Companion Program.

Scene+ points are easy to earn on everyday spending and can be redeemed flexibly for travel, groceries, and more, making it a strong everyday carry for travellers who want simplicity and real value for $150 per year.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
60,000 Scene+ points
MINSPEND
$40,000
EST. VALUE
$750+
ANNUAL FEE
$150
FOREX FEES
No
EXPIRY
Jul 1, 2026

The Scotiabank Passport Visa Infinite card has no foreign transaction fees and cardholders will also receive complimentary access to the Visa Airport Companion program which includes six complimentary airport lounge passes via the Dragonpass Airport Lounge Program. See our Scotiabank Passport Visa Infinite+ Card review for more details.

Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite card with a $150 FlyerFunds Rebate!

Scotiabank Gold American Express Card – Up To 45,000 Scene+ Points

The Scotiabank Gold American Express Card now offers a welcome bonus of up to 45,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 25,000 Scene+ points upon spending $2,000 in the first 3 months
  • Earn 20,000 Scene+ points upon spending $7,500 in the first year
Scotiabank Gold American Express Card
$150
Apply Now Learn More Terms & Conditions apply
Scotiabank Gold American Express Card

The Scotiabank Gold American Express Card earns an impressive 6x Scene+ points at Empire-affiliated grocery stores, 5x at all other grocery stores and restaurants, and 3x on gas, transit, and streaming. Plus, the card offers no foreign transaction fees.

Scene+ points are redeemed at a rate of 100 Scene+ points = $1 against any travel purchase, making this a powerful everyday card for those who want strong earning rates without the complexity of transfer partners.

Earn $150 in FlyerFunds when you apply through Frugal Flyer.

OFFER
45,000 Scene+ points
MINSPEND
$7,500
EST. VALUE
$600+
ANNUAL FEE
$120
FOREX FEES
No
EXPIRY
Jul 1, 2026

The Scotiabank Gold American Express card is the best credit card for grocery purchases in Canada as it earns 6x Scene+ points at Empire grocery stores and 5x Scene+ points at all other grocery stores. 

This card also has no foreign exchange fees, meaning cardholders will save 2.5% on all foreign transactions. Additionally, the card grants access to American Express Offers, giving cardholders the opportunity to earn even more rewards or cash back on their purchases at specific retailers. See our Scotiabank Gold American Express Card review for all the details about this excellent financial product.

Click to apply for the cash back rebate offer on the Scotiabank Gold American Express card with a $150 FlyerFunds Rebate!

Scotiabank Passport Visa Infinite Privilege Card – Up To 80,000 Scene+ Points!

The Scotiabank Passport Visa Infinite Privilege Card now offers a welcome bonus of up to 80,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 30,000 Scene+ points upon spending $3,000 in the first 3 months
  • Earn 30,000 Scene+ points upon spending $20,000 in the first 6 months
  • Earn 20,000 Scene+ points upon making one eligible purchase in the 14th month
Scotiabank Passport Visa Infinite Privilege Card
$200
Apply Now Learn More Terms & Conditions apply
Scotiabank Passport Visa Infinite Privilege Card

The Scotiabank Passport Visa Infinite Privilege Card delivers an annual $250 travel credit redeemable through Scene+ Travel, 10 complimentary airport lounge passes via the Dragonpass network, and no foreign transaction fees.

Additional perks include a complimentary Avis Presidents Club membership and automatic Sandman RSVP Diamond status, which can make this premium travel credit card worth it for frequent travelers.

Earn $200 in FlyerFunds when you apply through Frugal Flyer.

OFFER
80,000 Scene+ points
MINSPEND
$20,000
EST. VALUE
$1,000+
ANNUAL FEE
$599
FOREX FEES
No
EXPIRY
Nov 1, 2026

The Scotiabank Passport Visa Infinite Privilege card is a premium card and thus comes with several premium benefits and credits. Most notably, it offers a $250 travel credit to be used via the Scene+ Travel portal in addition to 10 airport lounge passes that can be used at over 1,300 lounges worldwide. Read our Scotiabank Passport Visa Infinite Privilege Card review for more details.

Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite Privilege Card with a $200 FlyerFunds Rebate!

Scotiabank Scene Visa Card – Up To 10,000 Scene+ Points

The Scotiabank Scene Visa Card now offers a welcome bonus of up to 10,000 Scene+ points, earned through a segmented rewards structure:

  • Earn 2,500 Scene+ points upon spending $250 in the first 3 months
  • Earn 7,500 Scene+ points upon spending $1,000 in the first 3 months
Scotiabank Scene Visa Card
$60
Apply Now Learn More Terms & Conditions apply
Scotiabank Scene Visa Card

The Scotiabank Scene Visa Card earns 2x Scene+ points on purchases at Empire grocery stores, Cineplex, and Home Hardware.

Earn $60 in FlyerFunds when you apply through Frugal Flyer.

OFFER
10,000 Scene+ points
MINSPEND
$1,000
EST. VALUE
$160+
ANNUAL FEE
$0
FOREX FEES
Yes
EXPIRY
Jul 1, 2026

The Scotiabank Scene Visa Card earns 2 Scene+ points per dollar spent on a variety of categories, including:

  • 2 Scene+ points for every dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, and Co-Op.
  • 2 Scene+ points for every dollar spent on purchases at Cineplex theatres and online at cineplex.com (such as movie tickets, movie rentals, and concessions).
  • 2 Scene+ points for every dollar spent on purchases at Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada, and online at homehardware.ca.

Click to apply for the cash back rebate offer on the Scotiabank Scene Visa Card with a $60 FlyerFunds Rebate!

Conclusion

Credit card offers are an ever-changing world, and it’s always useful to stay on top of what is available out there when you are considering signing up for your next credit card. We will continue to keep this article up to date with the latest offer changes to Scotiabank credit cards as they happen.

Josh Bandura

Josh Bandura

Co-Founder at Frugal Flyer
Josh has been involved in the miles and points game since 2015 but has scaled up his knowledge and points earning potential in recent years. With a consistent attitude of "min-maxing" in many aspects of his life, Josh has transferred this mindset over to the miles and points game. Always looking for the next big opportunity, he aims to share content on a variety of topics including his travels, miles and points, and most importantly, how to get the most out of your credit cards

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FEATURED CREDIT CARD

Scotia Momentum Visa Infinite+ Card
$100
Apply Now Learn More Terms & Conditions apply
Scotia Momentum Visa Infinite+ Card

The Scotia Momentum Visa Infinite+ Card earns 4% cash back on grocery purchases, eligible recurring bill payments, and subscription purchases.

Earn $100 in FlyerFunds when you apply through Frugal Flyer.

OFFER
$300 cash back
MINSPEND
$2,000
EST. VALUE
$400+
ANNUAL FEE
$120 (FYF)
FOREX FEES
Yes
EXPIRY
Nov 1, 2026

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2 comments on “New Scotiabank Credit Card Offers (January 2026)

    • Good catch, you are correct that the Passport Visa Infinite is not eligible for American Express offers. Article has been updated.

      Reply