Credit card welcome offers change frequently, and BMO has just pushed a new round of offers on four of its credit cards: the BMO eclipse Visa Infinite Privilege Card, the BMO eclipse Visa Infinite Card, the BMO CashBack World Elite Mastercard, and the BMO Ascend World Elite Mastercard.
Let’s dive into the new BMO credit card offers launched on December 15th.
BMO eclipse Visa Infinite Privilege Card
The BMO eclipse Visa Infinite Privilege Card has a welcome bonus of up to 200,000 BMO Rewards points, earned through a segmented rewards structure:
- Earn 80,000 BMO Rewards points upon spending $6,000 within 110 days
- Earn 40,000 BMO Rewards points upon spending $30,000 within 180 days
- Earn 80,000 BMO Rewards points upon spending $75,000 within 365 days
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
The BMO eclipse Visa Infinite Privilege card offers an anniversary $200 lifestyle credit, six annual airport lounge passes, and a $200 NEXUS membership credit.
Check out our BMO eclipse Visa Infinite Privilege card review for more details.
Earn when you apply through Frugal Flyer.
200,000 BMO Rewards points
$75,000
$1,440+
$599
Yes
Oct 31, 2026
As a premium credit card, the BMO eclipse Visa Infinite Privilege card is all about the perks. Cardholders will receive a $200 anniversary lifestyle credit, which is applied towards the first purchase greater than $200 in a cardholder’s anniversary year. They will also receive six free airport lounge passes via the Visa Airport Companion Program.
Plus, there are three newly added benefits, which include:
- Cardholders are eligible to receive a $200 credit towards membership in the NEXUS program. This credit is available in the first year of holding the card.
- Cardholders who add a supplementary cardholder to their account will receive a 25% bonus points earn rate on all purchases.
- Cardholders who enroll their BMO eclipse Visa Infinite Privilege Card can enjoy six months of Instacart+ and a $10 monthly Instacart credit.
Click to apply for the cash back rebate offer on the BMO eclipse Visa Infinite Privilege Card with a $100 FlyerFunds Rebate!
BMO eclipse Visa Infinite Card
The BMO eclipse Visa Infinite Card has a welcome bonus of up to 70,000 BMO Rewards points, earned through a segmented rewards structure:
- Earn 30,000 BMO Rewards points upon spending $4,000 within 110 days
- Earn 20,000 BMO Rewards points upon spending $7,000 within 180 days
- Earn 20,000 BMO Rewards points upon spending $12,000 within 365 days
The BMO eclipse Visa Infinite card earns 5x BMO Rewards points on several bonus categories, an anniversary $50 lifestyle credit, and a $20 monthly streaming credit.
Earn when you apply through Frugal Flyer.
70,000 BMO Rewards points
$12,000
$594+
$120 (FYF)
Yes
Oct 31, 2026
The BMO eclipse Visa Infinite card earns up to 5X BMO Rewards points on several categories, up to a set dollar spending cap per calendar year. It also offers a $50 lifestyle credit per cardholder anniversary year, which is awarded upon making the first purchase of $50 or greater.
This card also now offers two newly added benefits:
- Cardholders can receive up to a $20 monthly streaming credit on eligible purchases when spending a minimum of $500 on net card purchases each month.
- Cardholders who enroll their BMO eclipse Visa Infinite Card can enjoy six months of Instacart+ and a $10 monthly Instacart credit.
Click to apply for the cash back rebate offer on the BMO eclipse Visa Infinite Card with a $125 FlyerFunds Rebate!
BMO CashBack World Elite Mastercard
The BMO CashBack World Elite Mastercard has a welcome bonus of up to $480 cash back, earned through a segmented rewards structure:
- Get $40 bonus cash back when you spend a minimum of $2,000 in net card purchases per billing cycle for the first 12 cycles (up to $480 total)
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
The BMO CashBack World Elite Mastercard earns up to 5% cash back on grocery purchases, plus elevated cash back earning rates on other popular spending categories.
Check out our BMO Cashback World Elite Mastercard review for more details.
Earn when you apply through Frugal Flyer.
$480 cash back
$24,000
$605+
$120 (FYF)
Yes
Oct 31, 2026
The BMO CashBack World Elite Mastercard is a heavy-hitter when it comes to earning rates, as it earns 5% on grocery purchases, 4% on transit purchases, 3% on gas and electric vehicle charging purchases, 2% on recurring bill payments, and 1% on all other eligible purchases. Earning rates are subject to a statement period spending cap, so read the terms and conditions before you start spending.
Click to apply for the cash back rebate offer on the BMO CashBack World Elite Mastercard with a $125 FlyerFunds Rebate!
BMO Ascend World Elite Mastercard
The BMO Ascend World Elite Mastercard has a welcome bonus of up to 100,000 BMO Rewards points, earned through a segmented rewards structure:
- Earn 45,000 BMO Rewards points upon spending $5,000 within 110 days
- Earn 20,000 BMO Rewards points upon spending $10,000 within 180 days
- Earn 35,000 BMO Rewards points upon spending $20,000 within 365 days
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
The BMO Ascend World Elite Mastercard earns 5x BMO Rewards on travel purchases and offers four airport lounge passes annually, plus a $200 NEXUS membership credit.
Earn when you apply through Frugal Flyer.
100,000 BMO Rewards points
$20,000
$795+
$150 (FYF)
Yes
Oct 31, 2026
The BMO Ascend World Elite Mastercard earns 5X BMO Rewards points on all travel purchases, up to $15,000 in spend per calendar year. It also offers four free airport lounge passes via the Mastercard Travel Pass program, making it a great tool for travelers who want to elevate their next vacation.
This card also offers two newly added benefits:
- Cardholders are eligible to receive a $200 credit towards membership in the NEXUS program. This credit is available in the first year of holding the card.
- Cardholders who enroll their BMO Ascend World Elite Mastercard can enjoy six months of Instacart+ and a $10 monthly Instacart credit.
Click to apply for the cash back rebate offer on the BMO Ascend World Elite Mastercard with a $125 FlyerFunds Rebate!
Conclusion
Credit card offers are an ever-changing world, and it’s always useful to stay on top of what is available out there when you are considering signing up for your next credit card. We will continue to keep this article up to date with the latest offer changes to BMO credit cards as they happen.
Josh Bandura
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Hello, How much time should I allow in between cancel & New application for the BMO Airmiles Mastercard. How often can this one be churned ? thank you !