New BMO Credit Card Offers (March 2025)

Credit card welcome offers change frequently and BMO has just pushed a new round of offers on three of their credit cards: the BMO AIR MILES World Elite Mastercard, the BMO AIR MILES Mastercard, and the BMO CashBack World Elite Mastercard.

Let’s dive into the new BMO credit card offers launched on March 24th.

BMO AIR MILES World Elite Mastercard

The BMO AIR MILES World Elite Mastercard has a welcome bonus of up to 7,000 AIR MILES, earned through a segmented rewards structure:

  • Earn 3,000 AIR MILES upon spending $4,500 within 110 days
  • Earn 2,000 AIR MILES upon spending $10,000 within 180 days
  • Earn 2,000 AIR MILES upon spending $20,000 within 365 days
BMO AIR MILES World Elite Mastercard
Apply Now Learn More Earn $75 in FlyerFunds upon approval.
BMO AIR MILES World Elite Mastercard

The BMO AIR MILES World Elite Mastercard earns 3x AIR MILES per $12 spent at all AIR MILES partners, plus 2x AIR MILES per $12 spent at grocery stores.

Check out our BMO AIR MILES World Elite Mastercard review for more details.

BONUS
7,000 AIR MILES
MINSPEND
$20,000
EST. VALUE
$1,125+
ANNUAL FEE
$120 (FYF)
FOREX FEES
Yes
EXPIRY
Jun 1, 2026

Cash miles can be redeemed at a rate of 95 Air Miles = $10 CAD towards purchases at partners such as Shell and more. They can also be redeemed for eVouchers at various partners, such as Spotify and Uber Eats.

Dream miles can be redeemed for flights, hotels, car rentals, and merchandise at various rates. If you are an Onyx AIR MILES member, you can redeem dream miles through the Onyx personal shopper service which allows you to use your miles for anything you desire.

if you want to learn more about what your AIR MILES can be used for, check out our AIR MILES loyalty program page.

Click here to apply for this offer on the BMO AIR MILES World Elite Mastercard with a $75 FlyerFunds Rebate!

BMO AIR MILES Mastercard

The BMO AIR MILES Mastercard has a welcome bonus of up to 1,200 AIR MILES, earned through a segmented rewards structure:

  • Earn 1,200 AIR MILES upon spending $1,500 within 110 days
BMO AIR MILES Mastercard
Apply Now Learn More Earn $50 in FlyerFunds upon approval.
BMO AIR MILES Mastercard

The BMO AIR MILES Mastercard earns 3x AIR MILES per $25 spent at all AIR MILES partners.

BONUS
1,200 AIR MILES
MINSPEND
$1,500
EST. VALUE
$230+
ANNUAL FEE
$0
FOREX FEES
Yes
EXPIRY
Jun 1, 2026

Cash miles can be redeemed at a rate of 95 Air Miles = $10 CAD towards purchases at partners such as Shell and more. They can also be redeemed for eVouchers at various partners, such as Spotify and Uber Eats.

Dream miles can be redeemed for flights, hotels, car rentals, and merchandise at various rates. If you are an Onyx AIR MILES member, you can redeem dream miles through the Onyx personal shopper service which allows you to use your miles for anything you desire.

if you want to learn more about what your AIR MILES can be used for, check out our AIR MILES loyalty program page.

Click here to apply for this offer on the BMO AIR MILES Mastercard with a $50 FlyerFunds Rebate!

BMO CashBack World Elite Mastercard

The BMO CashBack World Elite Mastercard has a welcome bonus of up to $335 cash back, earned through a segmented rewards structure:

  • Get up to $335 in additional cash back including 10% cash back in your first 3 months.*
  • Plus, the $120 annual fee is waived in the first year.*
BMO CashBack World Elite Mastercard
Apply Now Learn More Earn $75 in FlyerFunds upon approval.
BMO CashBack World Elite Mastercard

The BMO CashBack World Elite Mastercard earns up to 5% cash back on grocery purchases, plus elevated cash back earning rates on other popular spending categories.

In 2025, we awarded this card as the Best Cash Back Credit Card.

Check out our BMO Cashback World Elite Mastercard review for more details.

BONUS
$335 cash back
MINSPEND
$2,600
EST. VALUE
$410+
ANNUAL FEE
$120 (FYF)
FOREX FEES
Yes
EXPIRY
Jan 31, 2026

The BMO CashBack World Elite Mastercard recently won the Best Cash Back Credit Card award in Frugal Flyer’s 2025 Credit Card Awards, and for good reason. This card earns 5% cash back on grocery purchases, 4% back on transit purchases, 3% back on gas and electric vehicle charging purchases, 2% back on recurring bill payments, and 1% back on all other purchases. Spending caps per statement period do apply.

Cash back earned on this card can be redeemed at any time as long as the earned cash back balance is over $1.

Click here to apply for this offer on the BMO CashBack World Elite Mastercard with a $75 FlyerFunds Rebate!

Conclusion

Credit card offers are an ever-changing world, and it’s always useful to stay on top of what is available out there when you are considering signing up for your next credit card. We will continue to keep this article up to date with the latest offer changes to BMO credit cards as they happen.

Josh Bandura

Josh Bandura

Co-Founder at Frugal Flyer
Josh has been involved in the miles and points game since 2015 but has scaled up his knowledge and points earning potential in recent years. With a consistent attitude of "min-maxing" in many aspects of his life, Josh has transferred this mindset over to the miles and points game. Always looking for the next big opportunity, he aims to share content on a variety of topics including his travels, miles and points, and most importantly, how to get the most out of your credit cards

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FEATURED CREDIT CARD

Scotiabank Gold American Express Card
Apply Now Learn More Earn $150 in FlyerFunds upon approval.
Scotiabank Gold American Express Card

The Scotiabank Gold American Express card earns up to 6x Scene+ points at Empire grocery stores and charges no foreign exchange fees on purchases made in foreign currencies.

In 2025, we awarded this card as the Best Fixed Value Points Credit Card.

Check out our Scotiabank Gold American Express card review for more details.

BONUS
50,000 Scene+
MINSPEND
$7,500
EST. VALUE
$650+
ANNUAL FEE
$120 (FYF)
FOREX FEES
No
EXPIRY
Oct 31, 2025

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