In Episode 9 of Miles Ahead: The Canadian Points Podcast, Reed, Danny, Kirin, and Andy explore various strategies to access airport lounges, focusing on types like paid access, airline, bank, and first-class lounges. They discuss entry methods including credit cards, elite status, and pay-to-access options, including how Canadians can access airport lounges for free.
The Frugal Flyer team reflects on their favorite redemptions, the best miles and points earning opportunities, and the biggest changes in miles and points in 2024. Looking ahead, the team makes predictions for what might be coming for miles and points in 2025.
The episode wraps up with a listener question about leveraging foreign transactions for status with the Chase Aeroplan card.
(01:17) Four Types of Airport Lounges
As you are traveling, there are four main types of airport lounges that you will encounter: paid access or membership-required airport lounges, airline airport lounges, bank airport lounges, and first class airport lounges. The ways to enter these lounges and the quality within can vary greatly.
(04:55) Paid Access & Membership Required Airport Lounges
Paid access and membership-required airport lounges are usually at the bottom of the tier list, as they can be crowded and may have lower-quality food and liquor, particularly in North America. However, they are still worth visiting as a better option than paying for food and drink in the terminal, specifically if you can access them for free thanks to a credit card benefit or other method.
- Read More: Priority Pass Lounge Program & DragonPass Lounge Program
(08:02) Airline Airport Lounges
Airline airport lounges present a bit of a nicer experience compared to the paid access airport lounges and include offerings such as Air Canada Maple Leaf Lounges and the WestJet Elevation Lounge in Calgary.
- Read More: Air Canada Maple Leaf Lounges
(10:58) Bank Airport Lounges
Bank airport lounges are some of the best lounges available to the average traveler as they offer elevated food, drink (potentially including craft cocktails), and overall nicer space. These lounges can be accessed by holding the right credit card, and include lounges such as the American Express Centurion lounges, Chase Sapphire lounges, and Capital One lounges.
- Read More: American Express Centurion Lounges
- Read More: American Express Platinum Card & American Express Business Platinum Card
- American Express Centurion Lounge Reviews: Seattle, Las Vegas, Denver, & New York LaGuardia
- Reviews: Chase Sapphire Lounge in New York LaGuardia & Capital One Lounge in Washington
(15:11) First Class Airport Lounges
First class airport lounges are the the best airport lounges around, hands down. However, they are the hardest to gain access to as you will either need a high level of frequent flyer program elite status or must be flying first class, depending on the lounge.
- Read More: Cathay Pacific First Class Review
- Read More: Qatar Airways First Class Review
- Read More: Lufthansa First Class Review
(20:23) Air Canada Cafes, United Polaris Lounges, & Air Canada Signature Suites
There are a few types of airport lounges that don’t fit the mold of the above four categories. Air Canada Cafes, United Polaris Lounges, and Air Canada Signature Suites all fall into this category and are a bit harder to access, slightly more exclusive, quieter, and can be an overall more enjoyable experience.
(22:47) Accessing Airport Lounges with Credit Cards That Have Limited Lounge Passes
Accessing airport lounges for free as a Canadian is simple, as there are many credit cards that you can add to your wallet for a reasonable annual fee that offers a set number of airport lounge passes that can be used by the cardholder and their guests.
Many of these cards will also offer a first year annual fee free benefit from time to time as part of their welcome offer, and you can usually earn additional cash back when applying through the FlyerFunds Rebate Program.
- Read More: Best Credit Cards for Free Airport Lounge Access
- Four Free Lounge Passes: CIBC Aventura Gold Card, CIBC Aventura Visa Infinite Card, American Express Gold Card, & BMO Ascend World Elite Mastercard
- Six Free Lounge Passes: Scotiabank Passport Visa Infinite Card
- Ten Free Lounge Passes: Scotiabank Platinum American Express Card
- Read More: Refundable Hotel Trick
(28:12) Accessing Airport Lounges with Credit Cards That Have Unlimited Access
If you are in the market for a more premium credit card, there are many cards that offer unlimited airport lounge access in many different shapes and forms. If you are a frequent traveler, adding one of these cards to your wallet might be the best choice for your airport lounge needs.
- Read More: American Express Platinum Card & American Express Business Platinum Card
- Unlimited Access to the American Express Global Lounge Collection
- Read More: American Express Aeroplan Reserve Card & American Express Aeroplan Reserve Business Card
- Unlimited Access to Air Canada Cafes and Air Canada Maple Leaf Lounges
- Read More: TD Aeroplan Visa Infinite Privilege Card & CIBC Aeroplan Visa Infinite Privilege Card
- Unlimited Access to Air Canada Cafes and Air Canada Maple Leaf Lounges, plus 6 DragonPass lounge passes
- Read More: Aeroplan Premium Credit Cards
(36:36) Accessing Airport Lounges with Frequent Flyer Program Status
Accessing airport lounges via frequent flyer program status is the least common and usually the highest-effort option. While it is out of reach for many, this strategy will only apply to those individuals who are frequent flyers on specific airlines or alliances.
- Read More: Big Three Airline Alliances
- Read More: Air Canada Aeroplan 50K Status Guide & Star Alliance Gold Status
- Read More: OneWorld Emerald Status Guide
(43:51) Paying for Airport Lounge Memberships
Some airport lounge programs offer paid memberships, but these are not ever worth considering signing up for. You are way better off adding a credit card to your wallet that grants free airport lounge access, else just enjoy the food and drink that is available in the terminal.
(45:03) Plaza Premium Smart Traveler Program
Plaza Premium has a lounge loyalty program where travelers can earn points upon visiting an eligible airport lounge, including when accessing Plaza Premium lounges via a credit card benefit.
(48:37) Year in Review: Favorite Redemptions
The Frugal Flyer team recaps their favorite miles and points redemptions in 2024.
- Reed’s Choice: Cathay Pacific First Class & Conrad Singapore Orchard
- Kirin’s Choice: Turkish Airlines Business Class & Westin Tokyo/JW Marriott Sao Paulo/Orient Occident Istanbul
- Andy’s Choice: Air Canada Premium Economy
- Daniel’s Choice: Delta One Business Class & JW Marriott Phu Quoc
(54:45) Year in Review: Favorite Earning Opportunities
The Frugal Flyer team recaps their favorite miles and points earning opportunities in 2024.
- Reed’s Choice: Chase Ink Business Card family with referrals (Guide to Applying for Chase Business Cards)
- Kirin’s Choice: American Express (US) No Lifetime Language Offers & Hilton Honors Credit Cards
- Andy’s Choice: Earning Marriott Bonvoy status via the “Pay for 1 night, get 2 elite qualifying nights” promotion
- Daniel’s Choice: American Express (US) Referral Bonuses & Ultimate Guide to Credit Card Referrals
(59:31) Year in Review: Biggest Changes in Miles and Points
The Frugal Flyer team recaps what they see as the biggest changes in miles and points for 2024.
- Reed’s Choice:
- Positive: Air Canada Aeroplan & Marriott Bonvoy Partnership to get Aeroplan 25k status by holding Marriott Bonvoy Titanium Elite status.
- Negative: MBNA Rewards drops the ball on allowing ongoing 1:1 transfers to Alaska Miles as previously mentioned.
- Kirin’s Choice:
- Positive: Alaska Airlines Mileage Plan maintains a standardized award chart that is reasonable for consumers.
- Negative: Credit card welcome offers are low in Canada and spending requirements have increased and become more complex.
- Andy’s Choice:
- Positive: Singapore Airlines Krisflyer status match to obtain Star Alliance Gold status.
- Negative: The American Express Cobalt card travel spending category was reduced to 1 Membership Reward per dollar spent.
- Daniel’s Choice:
- Positive: Hilton Honors continues to offer a great loyalty program, and it has only continued to improve in 2024.
- Negative: The American Express Cobalt card has lost the ability to earn 5 Membership Rewards points per dollar spent on groceries and dining internationally.
(01:06:52) Predictions for Miles and Points in 2025
The Frugal Flyer team looks ahead to what they think 2025 holds for miles and points.
- Reed’s Thoughts: Issuers will continue to crack down on cardholders who are using cards for “less-than-intended” purposes when it comes to earning miles and points.
- Kirin’s Thoughts: Potential for lower demand and lower dynamic prices for flights.
- Andy’s Thoughts: Budget airlines might come back in a bigger way.
- Daniel’s Thoughts: New Fintech will start allowing miles and points to be earned on mortgage payments.
(01:12:24) Listener Question: Chase Aeroplan Card
Jacques asks about the Chase Aeroplan card and how it specifies that transactions in foreign currencies are not calculated for obtaining Aeroplan status. How does this work when making purchases in Canada?
- Read More: Chase Aeroplan Card
(01:16:10) Conclusion
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I live in Poland and Chase Aeroplan is my daily card. Got 25k status for spending equivalent of USD 15K in Zloty:)
That’s a good data point, thanks James!