New RBC Credit Card Offers (January 2026)

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RBC has launched new welcome offers on four cards, including two of its most popular credit cards: the RBC Avion Visa Infinite card and the RBC Avion Visa Platinum card

Let’s dive into the new RBC credit card offers launched in January 2026.

RBC Avion Visa Infinite Card

The RBC Avion Visa Infinite card now has a welcome bonus of up to 55,000 Avion points earned through a segmented rewards structure:

  • Get 35,000 Avion points on approval
  • Earn 20,000 Avion points when you spend $5,000 in the first six months1
RBC Avion Visa Infinite Card
Apply Now Learn More Terms & Conditions apply
RBC Avion Visa Infinite Card

The RBC Avion Visa Infinite card earns 1.25 Avion points on all travel purchases. Avion points can be redeemed against travel purchases or transferred to popular frequent flyer programs.

See our RBC Avion Visa Infinite Card Review for an in-depth review of this card.

OFFER
55,000 Avion points
MINSPEND
$5,000
EST. VALUE
$1,045+
ANNUAL FEE
$120
FOREX FEES
Yes
EXPIRY
Jun 15, 2026

This is consistent with the highest welcome offer we have seen on this card, making this a great time to add one of the best travel credit cards in Canada to your wallet. 

Avion points can be redeemed for travel via RBC’s Air Travel Redemption Schedule, or transferred to other miles and points programs, including British Airways Avios, Cathay Asia Miles, WestJet Rewards, and American Airlines AAdvantage.

If you redeem points through the RBC Air Travel Redemption Schedule, 55,000 Avion points (which equate to $1,100) are enough for a round-trip flight to anywhere in North America, Mexico, Bermuda, Central America, or the Caribbean†. Taxes and fees are extra.

This offer has an expiry date of Jun 15, 2026.

RBC Avion Visa Platinum Card

The RBC Avion Visa Platinum card now has a welcome bonus of up to 55,000 Avion points earned through a segmented rewards structure:

  • Get 35,000 Avion points on approval
  • Earn 20,000 Avion points when you spend $5,000 in the first six months1
RBC Avion Visa Platinum Card
Apply Now Learn More Terms & Conditions apply
RBC Avion Visa Platinum Card

The RBC Avion Visa Platinum Card earns Avion points that can be redeemed against travel purchases or transferred to popular frequent flyer programs.

OFFER
55,000 Avion points
MINSPEND
$5,000
EST. VALUE
$1,045+
ANNUAL FEE
$120
FOREX FEES
Yes
EXPIRY
Jun 15, 2026

The RBC Avion Visa Platinum card is quite similar to the Avion Visa Infinite card, with a slightly lower earning rate and fewer benefits. However, it does not have an income requirement, making it a great option for those cardholders who do not have an annual personal income of at least $60,000 or an annual household income of at least $100,000, which is what is required for the RBC Avion Visa Infinite card.

This offer has an expiry date of Jun 15, 2026.

RBC Ion Visa Card

The RBC ION Visa Card now has a welcome bonus of up to 11,000 Avion points earned through a segmented rewards structure:

  • Get 4,000 Avion points on approval
  • Earn 7,000 Avion points when you spend $500 in the first three months^
RBC ION Visa Card
Apply Now Learn More Terms & Conditions apply
RBC ION Visa Card

The RBC ION Visa Card earns 1.5 Avion points on grocery purchases, daily transit, digital gaming purchases, and more.

OFFER
11,000 Avion points
MINSPEND
$500
EST. VALUE
$209+
ANNUAL FEE
$0
FOREX FEES
Yes
EXPIRY
May 6, 2026

This offer has an expiry date of May 6, 2026.

RBC ION+ Visa Card

The RBC ION+ Visa Card now has a welcome bonus of up to 21,000 Avion points earned through a segmented rewards structure:

  • Get 7,000 Avion points on approval
  • Earn 14,000 Avion points when you spend $1,500 in the first six months^
RBC ION+ Visa Card
Apply Now Learn More Terms & Conditions apply
RBC ION+ Visa Card

The RBC ION+ Visa Card earns 3x Avion points on groceries, restaurants, food delivery, daily transit, digital gaming purchases, and more.

OFFER
21,000 Avion points
MINSPEND
$1,500
EST. VALUE
$399+
ANNUAL FEE
$48
FOREX FEES
Yes
EXPIRY
May 6, 2026

This offer has an expiry date of May 6, 2026.

Conclusion

Credit card offers are an ever-changing world, and it’s always useful to stay on top of what is available out there when you are considering signing up for your next credit card. We will continue to keep this article up to date with the latest offer changes to RBC credit cards as they happen.

Josh Bandura

Josh Bandura

Co-Founder at Frugal Flyer
Josh has been involved in the miles and points game since 2015 but has scaled up his knowledge and points earning potential in recent years. With a consistent attitude of "min-maxing" in many aspects of his life, Josh has transferred this mindset over to the miles and points game. Always looking for the next big opportunity, he aims to share content on a variety of topics including his travels, miles and points, and most importantly, how to get the most out of your credit cards

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FEATURED CREDIT CARD

BMO Ascend World Elite®* Mastercard®*
$175
Apply Now Learn More Terms & Conditions apply
BMO Ascend World Elite®* Mastercard®*

The BMO Ascend World Elite®* Mastercard®* earns 5x BMO Rewards on travel purchases and offers four airport lounge passes annually, plus up to a $200 NEXUS membership credit.

See our BMO Ascend World Elite®* Mastercard®* Review for an in-depth review of this card.

Earn $175 in FlyerFunds when you apply through Frugal Flyer.

OFFER
115,000 BMO Rewards points
MINSPEND
$20,000
EST. VALUE
$946+
ANNUAL FEE
$150 (FYF)
FOREX FEES
Yes
EXPIRY
Apr 30, 2026

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3 comments on “New RBC Credit Card Offers (January 2026)

  1. Hi Josh,
    Yes those ‘return’ offer from RBC are great !
    But one big question.
    Like many people, I have 2 rbc infinite cards: one from RBC and the other from HSBC transition.
    If I cancel one of the 2 cards and wait the 3 month period and reapply for an RBC Infinite, will RBC refuse on the pretext that I already have an rbc infinite?
    The only difference between the 2 cards is that the HSBC transition card has no exchange fees?
    What do you suggest I do?

    Reply
  2. Can you hold more than one of the same card? I have an Avion Visa Infinite with a shared user (additional card fee) and I am interested in 1. removing my partner as the additional card holder 2. having the ex-additional-card-holder apply for their own AVI. 3. If I can product switch my AVI to something else, can I then apply for a new AVI of my own?

    Would any #2 or #3 result in the 55,000 bonus for either my partner or myself?

    Thanks!

    Reply
  3. Hi. I’m wondering if you’ve had experience or known someone to get the SUB on these cards more than once in a short period (as long as you follow the 90 day application rule)? I got the plat and infinite in spring last year, but canceled them in October and I’m hoping to signup for them again soon.

    Reply