Many times, credit card rewards programs are useful only for a specific type of redemption or travel agency, and as a result, the options available to you for redeeming can be limited. We believe that a core facet of miles and points is flexibility, and some credit cards and loyalty programs are better at providing that flexibility, such as the RBC Avion Visa Infinite Card.
If you are a Canadian looking to maximize your miles and points earnings and access some fantastic redemption opportunities, the RBC Avion Visa Infinite Card and Avion points program are two elements that you need to be involved in as part of your broader travel strategy.
Let’s dive into our review of the RBC Avion Visa Infinite Card and why it is one of our favorite travel credit cards in the Canadian market.
RBC Avion Visa Infinite Card Overview
Welcome Bonus
The RBC Avion Visa Infinite Card currently has a welcome bonus in which new cardholders can earn up to 70,000 Avion points:
- Get 35,000 Avion points on approval
- Earn 20,000 Avion points when you spend $5,000 in the first six months1
- Earn 15,000 one-time anniversary bonus Avion points after 12 months of account opening
The RBC Avion Visa Infinite card earns 1.25 Avion points on all travel purchases. Avion points can be redeemed against travel purchases or transferred to popular frequent flyer programs.
70,000 Avion points
$5,000
$1,330+
$120
Yes
Jul 15, 2026
This offer has an expiry date of Jul 15, 2026, so if you are interested in this offer, ensure you apply by that date.
The RBC Avion Visa Infinite Card has an annual personal income requirement of $60,000 or an annual household income requirement of $100,000.
Earning Rates
The RBC Avion Visa Infinite card earns points on a two-tier structure:
- 1.25 Avion points for every dollar spent on all eligible travel purchases (merchants that code as travel within the Visa network)
- 1 Avion point for every dollar spent on all purchases on the card
As with many credit cards, the welcome bonus far outpaces the rate at which you can expect to earn points on your organic spending. If you are looking for a simple-to-understand earning structure, you may find that this card is a decent fit for your wallet.
The card’s earning structure isn’t terrible, but there are much better options out there depending on the category of purchases. For example, you could earn up to an effective 6% back on groceries if you used one of the best credit cards for grocery purchases.
Annual Fee
The RBC Avion Visa Infinite credit card has an annual fee of $120, which is in line with many comparable cards within the Canadian market.
This card can be combined with an eligible RBC bank account to save on the annual fee. Customers who have an RBC Signature No Limit Banking account can receive a $35 rebate towards the annual fee on this card, whereas customers who have an RBC VIP Banking account can receive a $120 rebate towards the annual fee.
The RBC Signature No Limit banking Account offers unlimited debit and Interac e-Transfer transactions, plus a $48 annual fee rebate on an eligible RBC credit card.
Chequing
Up to $549
$16.95
RBC Avion Visa Infinite Card Benefits
Insurance Coverages
The RBC Avion Visa Infinite card comes with a comprehensive suite of travel insurance coverage, plus a few additional coverages:
- Emergency medical insurance
- Travel accident coverage
- Car rental collision and loss damage coverage
- Trip cancellation insurance
- Trip interruption insurance
- Flight delay coverage
- Hotel and motel burglary insurance
- Purchase security
- Extended warranty
- Mobile device insurance
As always, we recommend that you refer to the RBC Avion Visa Infinite certificate of insurance to understand the terms, conditions, and eligibility.
For example, the trip cancellation and trip interruption insurance on the RBC Avion Visa Infinite covers trips fully charged to the card or redeemed with Avion points, but it would not cover a trip booked where you redeemed WestJet points.
Keeping that in mind, you should always be aware of how credit card travel insurance can be applied towards your bookings and if your bookings would even be eligible.
Redeeming Avion Points
One of the greatest strengths of earning Avion points in the RBC Avion Rewards program is that there are a variety of solid redemption options. Avion points are worth roughly 1.9 cents per point when used for a variety of travel redemptions, including fixed point travel and transferring to partner mileage programs.
The RBC fixed travel redemption schedule gives cardholders the opportunity to redeem Avion points for a flight up to a set dollar amount. For example, 35,000 Avion points can get you up to $750 towards a round-trip flight in North America (except Hawaii or Alaska). This can be a straightforward way to redeem points for travel if you don’t want to deal with any third-party travel program.
On the other hand, if you hold an eligible RBC credit card, Avion can also be transferred to third-party airline mileage programs, including British Airways Avios, American Airlines AAdvantage, WestJet Rewards, and Cathay Pacific Asia Miles. This makes this card one of the best Visa credit cards in Canada for those who are interested in travel rewards.
Transferring to partners can present some unique and outsized opportunities for value, such as transferring Avion points to Avios at a ratio of 1:1 to redeem for Qatar Airways QSuites. On the other hand, transferring Avion to WestJet Rewards may also be a good fit if you are looking to top up your WestJet points balance for a WestJet Vacations redemption.
More in-depth information on redeeming Avion points and the best way to redeem your points can be found in our RBC Avion Rewards Guide.
Credit Cards Comparable to the RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Privilege Card
The RBC Avion Visa Infinite Privilege Card is the most premium Avion credit card, and it comes with an amazing welcome bonus of up to 100,000 Avion points paired with a premium annual fee of $399.
The RBC Avion Visa Infinite Privilege Card earns 1.25 Avion points on all purchases and offers six complimentary airport lounge passes each membership year.
100,000 Avion points
$5,000
$1,900+
$399
Yes
Jul 15, 2026
As an ultra-premium card, it does have a higher minimum personal and/or household income of $200,000 in order to be eligible to apply. However, if you can meet that requirement, it can be well worth it to apply for this card as a result of the outsized welcome bonus and travel benefits, including six complimentary airport lounge passes.
RBC Avion Visa Platinum Card
The RBC Avion Visa Platinum Card is very similar to the RBC Avion Visa Infinite Card, as it comes with a welcome bonus of up to 70,000 Avion points paired with a similar annual fee of $120.
The RBC Avion Visa Platinum Card earns Avion points that can be redeemed against travel purchases or transferred to popular frequent flyer programs.
70,000 Avion points
$5,000
$1,330+
$120
Yes
Jul 15, 2026
The biggest benefit and reason to choose the RBC Avion Visa Platinum Card over the Visa Infinite card is that it has no minimum income requirements. This means that you can still earn a strong amount of valuable Avion points when you are earlier on in your career, and we would highly recommend starting with this card if it fits your needs.
Conclusion
The RBC Avion Visa Infinite card is the crown jewel of RBC’s credit card lineup, as it always offers a strong welcome bonus and excellent transferable partners in the form of several popular frequent flyer programs.
With that in mind, if you are looking for a new travel-focused credit card to add to your wallet, the RBC Avion Visa Infinite Card is a highly recommended choice.
Josh Bandura
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Hi,
Can you advise the best way to use Avion points to fly to New Zealand or Australia. Thanks Dave
Hi Dave,
Australia is a trickier destination with points. Options I can see would be to transfer to British Airways Avios and try to book Qantas from YVR, or stick to Air Canada and use the RBC Air Travel Redemption Schedule.
Hi, Josh. If I apply for a card but am not approved, does that also mean I need to apply again after 90 days?
Hi Calvin,
Yes, you will need to wait 90 days to apply again.
With Forex fees, it’s clearly a card to only use in Canada, though…
Hey Tom, that is very true. Better to have a US card or No FX fee credit card for use abroad.
I heard Avion points can be redeemed via refundable AC booking for AC credits. Would you please update with a guide?
We’ve hinted at refundable bookings before however its not something we would provide an explicit guide for. Also at scale, RBC may not like it…
Hi Josh,
If after 11 month, you close that card. Decide to make a new demand of the same card after a ‘certain’ delay.
Bonus points again on that ‘new’ card ? I hope….
In that situation, no problem with the 90 days rule, but how long do I have to wait until a new demand ? What if I wait 2 to 3 week ?
Hi Colonel,
I think you have a good plan on how to proceed.