As part of the FlyerFunds Rebates program, we are now offering cash back rebates on twelve BMO credit cards.
Cash back rebates are available for eight personal credit cards: the BMO CashBack World Elite Mastercard, the BMO AIR MILES World Elite Mastercard, the BMO Eclipse Visa Infinite card, the BMO Eclipse Visa Infinite Privilege card, the BMO Ascend World Elite Mastercard, the BMO Eclipse rise Visa card, the BMO CashBack Mastercard, and the BMO AIR MILES Mastercard.
Cash back rebates are available for four business credit cards: BMO World Elite Business Mastercard, BMO Air Miles World Elite Business Mastercard, BMO Cashback Business Mastercard, and the BMO Air Miles No-Fee Business Mastercard.
BMO Credit Cards – Cash Back Rebates
Frugal Flyer is now offering cash back rebates on BMO’s line of credit cards. Taking advantage of the FlyerFunds Rebates program, in addition to the card’s existing welcome bonus can become very lucrative. If you are more interested in bank account bonuses, Frugal Flyer also offers cash back rebates on BMO bank accounts.
The table below outlines all of the details surrounding these offers, including the total value you can expect to receive from these cards:
| Credit Card | Welcome Bonus | FlyerFunds Rebate | Net Value |
|---|---|---|---|
| BMO CashBack World Elite Mastercard | Earn 10% cashback on purchases up to $2,500 spend ($500 on grocery, $300 on transit, $300 on gas, $500 on recurring bills, and $1,000 on everyday purchases; up to $250 in cashback). The annual fee of $120 is waived for the first year. | $75 | $325 |
| BMO Air Miles World Elite Mastercard | Earn 2,000 AIR MILES upon spending $3,000 in the first 3 months. The annual fee of $120 is waived for the first year. | $75 | $375 |
| BMO Eclipse Visa Infinite Card | Earn 30,000 BMO Rewards points upon spending $3,000 in the first 3 months. Earn 2,500 BMO Rewards points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months. The annual fee of $120 is waived for the first year. | $75 | $477 |
| BMO Eclipse Visa Infinite Privilege Card | Earn 50,000 BMO Rewards points when you spend $6,000 in the first 3 months Earn 30,000 BMO Rewards points when you spend at least $30,000 in the first 6 months Receive an additional 40,000 BMO Rewards points when you spend at least $75,000 in the first year The annual fee of $499 is not waived for the first year. | $100 | $405 |
| BMO Ascend World Elite Mastercard | Earn 45,000 BMO Rewards points when you spend $3,000 in the first 3 months Earn 3,750 BMO Rewards points per billing statement in which $2,500 is spent (up to a maximum of 45,000 BMO Rewards points) This additional monthly spend bonus will only be earned for the period beginning 4 months from the account open date and ending 15 months from the account open date. The annual fee of $150 is waived for the first year. | $75 | $678 |
| BMO Eclipse rise Visa Card | Earn 20,000 BMO Rewards points upon spending $1,500 in the first 3 months. This card has no annual fee. | $50 | $184 |
| BMO CashBack Mastercard | Earn 5% cashback on purchases up to $2,500 spend ($500 on grocery, $500 on recurring bill payments, and $1,500 on everyday purchases; up to $125 in cashback). This card has no annual fee. | $50 | $175 |
| BMO AIR MILES Mastercard | Earn 800 AIR MILES upon spending $1,000 in the first 3 months. This card has no annual fee. | $50 | $170 |
| BMO World Elite Business Mastercard | Earn 50,000 BMO Rewards points upon spending $5,000 in the first 3 months. Earn 20,000 BMO Rewards points upon spending $35,000 in the first 12 months. The annual fee of $120 is waived for the first year. | $75 | $544 |
| BMO AIR MILES World Elite Business Mastercard | Earn 3,000 AIR MILES upon spending $5,000 in the first 3 months. The annual fee of $149 is waived for the first year. | $75 | $525 |
| BMO CashBack Business Mastercard | Earn 10% cashback on purchases up to $1,500 spend (applicable at office supply stores, cell phone/internet bills, and gasoline; up to $150 in cashback). This card has no annual fee. | $75 | $225 |
| BMO AIR MILES No-Fee Business Mastercard | Earn 1,000 AIR MILES upon spending $3,000 in the first 3 months. This card has no annual fee. | $75 | $225 |
Eligible Personal BMO Credit Cards
BMO CashBack World Elite Mastercard
The BMO CashBack World Elite Mastercard earns cash back and offers cardholders the opportunity to earn up to 5% cash back on all grocery purchases. As a result, for 2024 we selected this card for the award for Best Cashback Credit Card for Grocery Purchases.
Check out our BMO Cashback World Elite Mastercard review for more details.
$250 cash back
$2,500
$250+
$120 (FYF)
Yes
May 31, 2024
The BMO CashBack World Elite Mastercard earns cash back at different rates depending on the category of spend. For example, grocery purchases earn 5% cash back (up to $500 per statement period) and transit purchases earn 4% cash back (up to $300 per statement period).
This card also offers free membership to Boingo WiFi.
Click here to apply for this offer on the BMO CashBack World Elite Mastercard with a $75 FlyerFunds Rebate!
BMO AIR MILES World Elite Mastercard
The BMO AIR MILES World Elite Mastercard earns Air Miles and provides cardholders with the opportunity to earn 3x Air Miles on all purchases made at Air Miles partners.
2,000 AIR MILES
$3,000
$300+
$120 (FYF)
Yes
May 31, 2024
The BMO AIR MILES World Elite Mastercard earns Air Miles at an accelerated rate for all purchases made at Air Miles partners (3x earning rate) and at grocery stores (2x earning rate).
This card also offers free membership to Boingo WiFi.
Click here to apply for this offer on the BMO AIR MILES World Elite Mastercard with a $75 FlyerFunds Rebate!
BMO Eclipse Visa Infinite Card
The BMO eclipse Visa Infinite card earns BMO Rewards points and offers cardholders an annual $50 lifestyle credit.
60,000 BMO Rewards
$3,000
$402+
$120 (FYF)
Yes
May 31, 2024
The BMO Eclipse Visa Infinite card earns 5 BMO Rewards for every dollar spent on grocery, gas, dining, and transit purchases.
This card has an annual $50 lifestyle credit which is redeemed on the first purchase totaling over $50 on the card. This credit is per calendar year, meaning it can be liquidated twice per cardholder year.
Click here to apply for this offer on the BMO Eclipse Visa Infinite card with a $75 FlyerFunds Rebate!
BMO Eclipse Visa Infinite Privilege Card
The BMO eclipse Visa Infinite Privilege card earns BMO Rewards points and offers cardholders benefits including an annual $200 lifestyle credit and six complimentary airport lounge passes annually.
120,000 BMO Rewards
$75,000
$305+
$499
Yes
May 31, 2024
The BMO Eclipse Visa Infinite Privilege card earns 5 BMO Rewards for every dollar spent on grocery, dining, gas, travel, and drugstore purchases.
This card has an annual $200 lifestyle credit which is redeemed on the first purchase totaling over $200 on the card. This credit is per calendar year, meaning it can be liquidated twice per cardholder year.
Cardholders are able to access six annual complimentary airport lounge passes through the Dragonpass program. These passes can be used to gain airport lounge access for the cardholder and their guests.
Click here to apply for this offer on the BMO Eclipse Visa Infinite Privilege card with a $100 FlyerFunds Rebate!
BMO Ascend World Elite Mastercard
The BMO Ascend World Elite Mastercard earns BMO Rewards points and provides cardholders with four complimentary airport lounge passes annually.
90,000 BMO Rewards
$30,000
$603+
$150 (FYF)
Yes
May 31, 2024
The BMO Ascend World Elite Mastercard earns 5 BMO Rewards for every dollar spent on travel purchases.
Cardholders will receive four annual complimentary airport lounge passes through the Dragonpass program. These passes can be used to gain airport lounge access for the cardholder and their guests.
This card also offers free membership to Boingo WiFi.
Click here to apply for this offer on the BMO Ascend World Elite Mastercard with a $75 FlyerFunds Rebate!
BMO Eclipse rise Visa Card
The BMO eclipse rise Visa card earns BMO Rewards points and has an elevated earning rate on all recurring bill payments, groceries, dining, and takeout purchases.
20,000 BMO Rewards
$1,500
$134+
$0
Yes
Jul 31, 2024
The BMO Eclipse rise Visa card has no annual fee and earns 5 BMO Rewards points per two dollars spent on all recurring bill payments, groceries, dining, and takeout purchases.
Click here to apply for this offer on the BMO Eclipse rise Visa card with a $50 FlyerFunds Rebate!
BMO CashBack Mastercard
The BMO CashBack Mastercard earns cash back and gives cardholders the opportunity to earn 3% cash back on grocery purchases.
$125 cash back
$2,500
$125+
$0
Yes
May 31, 2024
The BMO CashBack Mastercard has no annual fee and earns 3% cash back on all grocery purchases, up to $500 per statement period.
Click here to apply for this offer on the BMO CashBack Mastercard with a $50 FlyerFunds Rebate!
BMO AIR MILES Mastercard
The BMO AIR MILES Mastercard earns Air Miles and gives cardholders the opportunity to earn 3x Air Miles on purchases at Air Miles partners.
800 AIR MILES
$1,000
$120+
$0
Yes
May 31, 2024
The BMO AIR MILES Mastercard has no annual fee and earns 3 Air Miles for every $25 spent on purchases at Air Miles partners.
Click here to apply for this offer on the BMO AIR MILES Mastercard with a $50 FlyerFunds Rebate!
Eligible Business BMO Credit Cards
BMO World Elite Business Mastercard
The BMO World Elite Business Mastercard earns BMO Rewards points and provides cardholders with two complimentary airport lounge passes annually.
70,000 BMO Rewards
$5,000
$469+
$149 (FYF)
Yes
Apr 30, 2024
The BMO World Elite Business Mastercard earns 4 BMO Rewards for every dollar spent on gas, office supplies, cell phone services, and internet bill purchases
Cardholders will receive two annual complimentary airport lounge passes through the Dragonpass program. These passes can be used to gain airport lounge access for the cardholder and their guests.
Click here to apply for this offer on the BMO World Elite Business Mastercard with a $75 FlyerFunds Rebate!
BMO AIR MILES World Elite Business Mastercard
The BMO AIR MILES World Elite Business Mastercard earns Air Miles and gives cardholders the opportunity to earn 4x Air Miles for every $12 spent at Air Miles partners.
3,000 AIR MILES
$5,000
$450+
$149 (FYF)
Yes
Apr 30, 2024
The BMO AIR MILES World Elite Business Mastercard earns 4x Air Miles for every $12 spent at Air Miles partners.
Click here to apply for this offer on the BMO AIR MILES World Elite Business Mastercard with a $75 FlyerFunds Rebate!
BMO Cashback Business Mastercard
The BMO CashBack Business Mastercard earns cash back and gives cardholders the opportunity to earn 1.75% cash back on purchases at Shell gas stations.
$150 cash back
$1,500
$150+
$0
Yes
Oct 31, 2024
The BMO CashBack Business Mastercard earns 1.75% cash back at Shell gas stations and 1.25% cash back on purchases at other gas stations, office supply stores, and on recurring cell phone and internet billings.
Click here to apply for this offer on the BMO CashBack Business Mastercard with a $75 FlyerFunds Rebate!
BMO AIR MILES No-Fee Business Mastercard
The BMO Air Miles No-Fee Business Mastercard earns Air Miles and gives cardholders the opportunity to earn 1.25x Air Miles for all purchases at Shell gas stations.
1,000 AIR MILES
$3,000
$150+
$0
Yes
Oct 31, 2024
The BMO AIR MILES No-Fee Business Mastercard earns 1.25x Air Miles at Shell gas stations and 1x Air Miles on all other purchases.
Click here to apply for this offer on the BMO AIR MILES No-Fee Business Mastercard with a $75 FlyerFunds Rebate!
Apply Now Through Frugal Flyer Rebates
If you are interested in signing up for a BMO credit card and want to receive some extra cash back in your wallet, head over to the FlyerFunds Rebates and follow the steps to apply.
Josh Bandura
Latest posts by Josh Bandura (see all)
- Definitive Guide: Booking Starlux Business Class on Points - Apr 12, 2024
- Earn Up to 40,000 Scene+ & $75 Cash Back - Apr 11, 2024
- Definitive Guide: Combining Hotel Loyalty Program Points - Apr 8, 2024
- Best Credit Cards for Dining Out for Canadians - Apr 1, 2024
- Review: Scotiabank Momentum Visa Infinite Card - Mar 30, 2024