As part of the FlyerFunds Rebates program, we are now offering cash back rebates on ten BMO credit cards.
Cash back rebates are available for ten personal credit cards: the BMO CashBack World Elite Mastercard, the BMO Eclipse Visa Infinite card, the BMO Eclipse Visa Infinite Privilege card, the BMO Ascend World Elite Mastercard, the BMO Eclipse rise Visa card, the BMO CashBack Mastercard, the BMO VIPorter World Elite Mastercard, the BMO VIPorter Mastercard, and the BMO Preferred Rate Mastercard.
FlyerFunds Rebates & BMO Credit Cards
Frugal Flyer is now offering cash back rebates on BMO’s line of credit cards. The table below outlines all of the details surrounding the current welcome offers and FlyerFunds Rebate amount:
| Credit Card | Welcome Bonus | FlyerFunds Rebate |
|---|---|---|
| BMO CashBack World Elite Mastercard | Earn up to $480 cash back:
| $125 |
| BMO Eclipse Visa Infinite Card | Earn up to 80,000 BMO Rewards:
| $175 |
| BMO Eclipse Visa Infinite Privilege Card | Earn up to 200,000 BMO Rewards:
| $100 |
| BMO Ascend World Elite Mastercard | Earn up to 100,000 BMO Rewards:
| $125 |
| BMO Eclipse rise Visa Card | Earn up to 20,000 BMO Rewards:
| $50 |
| BMO CashBack Mastercard | Earn up to $125 cash back:
| $50 |
| BMO VIPorter World Elite Mastercard | Earn up to 70,000 VIPorter Points:
| $200 |
| BMO VIPorter Mastercard | Earn up to 40,000 VIPorter Points:
| $100 |
| BMO Preferred Rate Mastercard |
| $50 |
| BMO Blue Rewards World Elite Mastercard | Earn up to 100,000 Blue Points:
| $125 |
| BMO Blue Rewards Mastercard | Earn up to 20,000 Blue Points:
| $50 |
Personal BMO Credit Cards with Cash Back Rebates
BMO CashBack World Elite Mastercard – Receive $125 FlyerFunds!
The BMO CashBack® World Elite®* Mastercard®* earns up to 5% cash back on grocery purchases, plus elevated cash back earning rates on other popular spending categories.*
Earn when you apply through Frugal Flyer.
$480 cash back
$24,000
$605+
$139 (FYF)
Yes
Oct 31, 2026
The BMO CashBack World Elite Mastercard currently has a welcome offer where new cardholders can earn up to $480 cash back:
- Get $40 bonus cash back when you spend a minimum of $2,000 in net card purchases per billing cycle for the first 12 cycles (up to $480 total).*
- Waived annual fee in the first year ($139).*
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
This offer has an expiry date of Oct 31, 2026.
This card earns cash back at different rates depending on the category of spending. For example, grocery purchases earn 5% cash back (up to $500 per statement period), and transit purchases earn 4% cash back (up to $300 per statement period). Check out our BMO CashBack World Elite Mastercard review for more information on this product.
Click to apply for the cash back rebate offer on the BMO CashBack World Elite Mastercard with a $125 FlyerFunds Rebate!
BMO eclipse Visa Infinite Card – Receive $175 FlyerFunds!
The BMO eclipse Visa Infinite card earns 5x BMO Rewards points on several bonus categories, an anniversary $50 lifestyle credit, and a $20 monthly streaming credit.
Earn when you apply through Frugal Flyer.
80,000 BMO Rewards points
$12,000
$711+
$120 (FYF)
Yes
Jun 30, 2026
The BMO eclipse Visa Infinite card currently has a welcome offer where new cardholders can earn up to 80,000 BMO Rewards points:
- Earn 40,000 BMO Rewards points upon spending $4,000 within 110 days
- Earn 20,000 BMO Rewards points upon spending $7,000 within 180 days
- Earn 20,000 BMO Rewards points upon spending $12,000 within 365 days
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
This offer has an expiry date of Jun 30, 2026.
This card earns 5 BMO Rewards for every dollar spent on grocery, gas, dining, and transit purchases. It also has an annual $50 lifestyle credit which is redeemed on the first purchase totaling over $50 on the card. This credit is per cardholder anniversary year.
Click to apply for the cash back rebate offer on the BMO eclipse Visa Infinite card with a $175 FlyerFunds Rebate!
BMO eclipse Visa Infinite Privilege Card – Receive $100 FlyerFunds!
The BMO eclipse Visa Infinite Privilege card offers an anniversary $200 lifestyle credit, six annual airport lounge passes, and a $200 NEXUS membership credit.
Earn when you apply through Frugal Flyer.
200,000 BMO Rewards points
$75,000
$1,440+
$599
Yes
Oct 31, 2026
The BMO eclipse Visa Infinite Privilege card currently has a welcome offer where new cardholders can earn up to 200,000 BMO Rewards points:
- Earn 80,000 BMO Rewards points upon spending $6,000 within 110 days
- Earn 40,000 BMO Rewards points upon spending $30,000 within 180 days
- Earn 80,000 BMO Rewards points upon spending $75,000 within 365 days
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
This offer has an expiry date of Oct 31, 2026.
This card earns 5 BMO Rewards for every dollar spent on grocery, dining, gas, travel, and drugstore purchases. It also has an annual $200 lifestyle credit, which is redeemed on the first purchase totaling over $200 on the card. This credit is per cardholder anniversary year.
Cardholders are able to access six annual complimentary airport lounge passes through the Dragonpass program. These passes can be used to gain airport lounge access for the cardholder and their guests. See our review of the BMO eclipse Visa Infinite Privilege Card for everything you need to know about this premium credit card.
Click to apply for the cash back rebate offer on the BMO eclipse Visa Infinite Privilege card with a $100 FlyerFunds Rebate!
BMO Ascend World Elite Mastercard – Receive $125 FlyerFunds!
The BMO Ascend World Elite®* Mastercard®* earns 5x BMO Rewards on travel purchases and offers four airport lounge passes annually, plus up to a $200 NEXUS membership credit.
Earn when you apply through Frugal Flyer.
100,000 BMO Rewards points
$20,000
$795+
$150 (FYF)
Yes
Oct 31, 2026
The BMO Ascend World Elite Mastercard currently has a welcome offer where new cardholders can earn up to 100,000 BMO Rewards points:
- Earn 45,000 BMO Rewards points upon spending $5,000 within 110 days
- Earn 20,000 BMO Rewards points upon spending $10,000 within 180 days
- Earn 35,000 BMO Rewards points upon spending $20,000 within 365 days
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
This offer has an expiry date of Oct 31, 2026.
This card earns 5 BMO Rewards for every dollar spent on travel purchases. Cardholders will receive four annual complimentary airport lounge passes through the Dragonpass program. These passes can be used to gain airport lounge access for the cardholder and their guests. Check out our BMO Ascend World Elite Mastercard Review for more details.
Click to apply for the cash back rebate offer on the BMO Ascend World Elite Mastercard with a $125 FlyerFunds Rebate!
BMO eclipse rise Visa Card – Receive $50 FlyerFunds!
The BMO eclipse rise Visa card earns 5x BMO Rewards points on recurring bill payments, groceries, dining, and takeout purchases.
Earn when you apply through Frugal Flyer.
20,000 BMO Rewards points
$1,500
$184+
$0
Yes
Oct 31, 2026
The BMO eclipse rise Visa card currently has a welcome offer where new cardholders can earn up to 20,000 BMO Rewards points:
- Earn 20,000 BMO Rewards points upon spending $1,500 in the first 3 months
This offer has an expiry date of Oct 31, 2026.
This card has no annual fee and earns 5 BMO Rewards points per two dollars spent on all recurring bill payments, groceries, dining, and takeout purchases.
Click to apply for the cash back rebate offer on the BMO eclipse rise Visa card with a $50 FlyerFunds Rebate!
BMO CashBack Mastercard – Receive $50 FlyerFunds!
The BMO CashBack Mastercard earns 3% cash back on grocery purchases, on up to $500 in spend per statement period.
Earn when you apply through Frugal Flyer.
$125 cash back
$2,500
$175+
$0
Yes
Oct 31, 2026
The BMO CashBack Mastercard currently has a welcome offer where new cardholders can earn up to $125 cash back:
- Earn 5% cash back on purchases up to $2,500 spend ($500 on grocery, $500 on recurring bill payments, and $1,500 on everyday purchases; up to $125 in cashback) in your first 3 months
- Plus, get a 0.99% introductory interest rate on Balance transfers for 9 months with a 2% transfer fee.*
This offer has an expiry date of Oct 31, 2026.
This card has no annual fee and earns 3% cash back on all grocery purchases, up to $500 per statement period.
Click to apply for the cash back rebate offer on the BMO CashBack Mastercard with a $50 FlyerFunds Rebate!
BMO VIPorter World Elite Mastercard – Receive $200 FlyerFunds!
The BMO VIPorter World Elite Mastercard, Canada’s most valuable airline credit card*, offers benefits including VIPorter Venture membership and the opportunity to earn an annual round-trip companion pass through spending.
Earn when you apply through Frugal Flyer.
70,000 VIPorter points
$18,000
$1,250+
$199 (FYF)
Yes
Oct 31, 2026
The BMO VIPorter World Elite Mastercard currently has a welcome offer where new cardholders can earn up to 70,000 VIPorter Points:
- Earn 20,000 VIPorter points upon spending $5,000 within 110 days
- Earn 20,000 VIPorter points and one companion pass† upon spending $9,000 within 180 days
- Earn 30,000 VIPorter points upon spending $18,000 within 365 days
This offer has an expiry date of Oct 31, 2026.
This card offers complimentary VIPorter Venture membership which means that cardholders (and up to eight guests on the same itinerary) will receive the following perks when flying on Porter Airlines: 1 complimentary checked bag, 1 complimentary carry-on bag for all fare types, free PorterClassic seat selection, and priority check-in, security, and boarding. See our review of the BMO VIPorter World Elite Mastercard for more details.
Click to apply for the cash back rebate offer on the BMO VIPorter World Elite Mastercard with a $200 FlyerFunds Rebate!
BMO VIPorter Mastercard – Receive $100 FlyerFunds!
The BMO VIPorter Mastercard offers benefits including VIPorter Passport membership and the opportunity to earn an annual 35% base fare discount voucher through spending.
Earn when you apply through Frugal Flyer.
40,000 VIPorter points
$10,000
$700+
$89 (FYF)
Yes
Oct 31, 2026
The BMO VIPorter Mastercard currently has a welcome offer where new cardholders can earn up to 40,000 VIPorter Points:
- Earn 10,000 VIPorter points upon spending $3,000 within 110 days
- Earn 15,000 VIPorter points and one 35% off flight voucher† upon spending $6,000 within 180 days
- Earn 15,000 VIPorter points upon spending $10,000 within 365 days
This offer has an expiry date of Oct 31, 2026.
This card offers complimentary VIPorter Passport membership which means that cardholders (and up to eight guests on the same itinerary) will receive the following perks when flying on Porter Airlines: dedicated check-in, early boarding, and priority re-accommodation for flight delays.
Click to apply for the cash back rebate offer on the BMO VIPorter Mastercard with a $100 FlyerFunds Rebate!
BMO Preferred Rate Mastercard – Receive $50 FlyerFunds!
The BMO Preferred Rate Mastercard®* offers a significantly lower interest rate when compared to traditional credit cards, and often offers low-rate balance transfers.*
Earn when you apply through Frugal Flyer.
0 None
$0
$50+
$29 (FYF)
Yes
Oct 31, 2026
The BMO Preferred Rate Mastercard currently has a welcome offer where new cardholders can receive a promotional balance transfer offer:
- Get a 0% introductory interest rate on Balance Transfers for 18 months with a 2% transfer fee and BMO will waive the $29 annual fee for the first year.*
Click to apply for the cash back rebate offer on the BMO Preferred Rate Mastercard with a $50 FlyerFunds Rebate!
BMO Blue Rewards World Elite Mastercard – Receive $125 FlyerFunds!
The BMO Blue Rewards World Elite®* Mastercard®* earns 10x Blue Points per $1 spent on participating Blue Rewards Partners and offers four airport lounge passes annually, plus up to a $200 NEXUS membership credit.*
Earn when you apply through Frugal Flyer.
100,000 Blue Points
$20,000
$795+
$150 (FYF)
Yes
Oct 31, 2026
The BMO Blue Rewards World Elite Mastercard currently has a welcome offer where new cardholders can earn up to 100,000 Blue Points*:
- Earn 45,000 Bonus Points when you spend $5,000 on net card purchases within the first 110 days of account opening.*
- Earn an additional 20,000 Bonus Points when you spend $10,000 on net card purchases within the first 180 days of account opening.*
- Earn a further 35,000 Bonus Points when you spend $20,000 on net card purchases within the first 365 days of account opening.*
- Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
- Plus, the annual fees waived in the first year.*
This offer has an expiry date of Oct 31, 2026.
Click to apply for the cash back rebate offer on the BMO Blue Rewards World Elite Mastercard with a $125 FlyerFunds Rebate!
BMO Blue Rewards Mastercard – Receive $50 FlyerFunds!
The BMO Blue Rewards Mastercard®* earns 5x Blue Points per $1 spent at participating Blue Rewards Partners*.
Earn when you apply through Frugal Flyer.
20,000 Blue Points
$1,500
$184+
$0
Yes
Oct 31, 2026
The BMO Blue Rewards Mastercard currently has a welcome offer where new cardholders can earn up to 20,000 Blue Points*:
- Get 20,000 Bonus Points when you spend $1,500 on net card purchases within the first 110 days of account opening.*
- Plus, get a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.*
- Plus, earn rewards from over 400 brands.*
This offer has an expiry date of Oct 31, 2026.
Click to apply for the cash back rebate offer on the BMO Blue Rewards Mastercard with a $50 FlyerFunds Rebate!
Apply Now Through Frugal Flyer Rebates
If you are interested in signing up for a BMO credit card and want to receive some extra cash back in your wallet, head over to the FlyerFunds Rebates hub and follow the steps to apply.
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