Whether it’s spending at partnered retailers, using a BMO Blue Rewards co-branded credit card, or even making purchases through a shopping portal, there are countless ways to increase your Blue Points balance towards your next redemption.
Another great avenue to earning Blue Rewards is via the Blue Rewards card-linked offers program. Let’s dive into all the details you need to know about Blue Rewards card-linked offers and how you can effortlessly use this opportunity to grow your Blue Points balance.
What Are Blue Rewards Card-Linked Offers?
Blue Rewards card-linked offers provide an additional avenue for Blue Rewards loyalty program members to earn additional Blue Points on their everyday purchases. Similar to Blue Rewards Shops, card-linked offers are an easy and low-effort way to increase your Blue Points balances on purchases that you were already going to make.
Where this program differs from a program like Amex Offers is that you don’t necessarily need to enroll in each offer separately (with some exceptions); instead, for the most part you only need to link your eligible Canadian-issued Mastercard to your Blue Rewards account to be able to benefit from the majority of offers.
You can see the current list of Blue Rewards card-linked offers here. If you sign into your Blue Rewards member account, you may see additional offers that are targeted specifically for you.
How To Use Blue Rewards Card-Linked Offers
The good news is that if you already hold an eligible BMO Blue Rewards Mastercard, you are already participating in Blue Rewards card-linked offers and can earn reward miles on eligible purchases.
If you hold a Canadian Mastercard that is not Blue Rewards branded, you can still participate in Blue Rewards card-linked offers by visiting this page and linking your Mastercard to your Blue Rewards collector number.
Once linked, you can view all of your available card-linked offers when logged into your Blue Rewards account on this page.
Each offer does have its own terms and conditions, so make sure that you check those before spending to avoid disappointment. For example, you may need to opt in for certain offers, while other offers require nothing more than just using your linked Mastercard for a purchase at that retailer.
Taking advantage of a Blue Rewards card-linked offer is easy, as you don’t need to show or provide your Blue Rewards membership number when shopping; simply use your eligible linked Mastercard.
Getting The Most Value From Blue Rewards Card-Linked Offers
The Blue Rewards card-linked offer program is pretty simple on the surface, but there are a few ways that you can get even more value from this program.
Stack with BMO Blue Rewards Mastercards
Stacking Blue Rewards card-linked offers with a BMO Blue Rewards Mastercard can be lucrative if there is an offer that is for a Blue Rewards partner, as these cards already earn at an elevated rate on purchases at those retailers, essentially double-dipping to earn bonus miles. There are a couple of noteworthy Blue Rewards Mastercards available for Canadians who want to dive deeper into the program.
The BMO Blue Rewards World Elite Mastercard is the best card of the bunch, as it comes with a welcome offer of up to 100,000 Blue Points. If you are eligible for this card, this is the best one to get as it offers the highest welcome bonus and best earning rates.
The BMO Blue Rewards World Elite®* Mastercard®* earns 10x Blue Points per $1 spent on participating Blue Rewards Partners and offers four airport lounge passes annually, plus up to a $200 NEXUS membership credit.*
Earn when you apply through Frugal Flyer.
100,000 Blue Points
$20,000
$795+
$150 (FYF)
Yes
Oct 31, 2026
If you don’t meet the income requirements or don’t want to pay an annual fee, the BMO Blue Rewards Mastercard is a great option that comes with a welcome offer of up to 20,000 Blue Points.
The BMO Blue Rewards Mastercard®* earns 5x Blue Points per $1 spent at participating Blue Rewards Partners*.
Earn when you apply through Frugal Flyer.
20,000 Blue Points
$1,500
$184+
$0
Yes
Oct 31, 2026
Adding either of these cards to your wallet will grow your Blue Points balance far quicker than relying solely on purchases at partnered retailers, so we highly recommend doing so if you are serious about investing more into the Blue Rewards program.
Bonus Miles with Blue Rewards Special Offers
Blue Rewards offers limited-time or special offers throughout the year as part of the card-linked offers program. These offers typically require the member to opt in, so it is worth keeping an eye on the Blue Rewards mobile app from time to time to ensure you aren’t missing out.
Blue Rewards also offers a ‘Shop The Block’ event at points during the year, where members can earn even more Blue Rewards, including through card-linked offers. If you want to maximize your earnings, keep an eye out for special offers and Shop The Block in the future.
Earn More Blue Points With More Players
Earning miles and points with more than one person is always more lucrative. If you have a significant other, you can scale up the earnings with Blue Rewards card-linked offers by having them link their eligible Mastercards to their own Blue Rewards membership account.
For example, think about if you were planning to take advantage of an offer that earned 2,000 bonus Blue Points upon spending $200. But you were planning to spend $500 at the retailer on various items. You could do two separate transactions, each with a Mastercard tied to a different Blue Rewards account, and, provided you still hit the spending threshold, would be able to benefit from this offer twice.
As an aside, if you have multiple Mastercards in your wallet, you can link them all to the same account on the Blue Rewards website. While this doesn’t allow you to double-dip on the same offer in the same Blue Rewards account, it does ensure that you won’t accidentally use the incorrect card and miss out on the offer.
Conclusion
Blue Rewards card-linked offers aren’t a game-changer by any means when it comes to earning Blue Points, but instead a low-effort way to increase your points balance even further. Whether you hold one of the two BMO Blue Rewards Mastercards or any other Canadian Mastercard, you should absolutely enroll and take advantage of this program so you aren’t leaving miles on the table.
Frequently Asked Questions
As long as the card number remains the same, the link for the Blue Rewards card-linked offers will still remain eligible. If the card number changes, you will need to re-link your Mastercard.
Yes, you can unlink your Mastercard at any time. The only exception is for the BMO Blue Rewards Mastercards, as linking to the Blue Rewards program is a benefit of these products, so they cannot be unlinked.
No, as long as you have linked your eligible Mastercard, you don’t need to show anything when making a purchase. Note that you do need to opt in to be eligible for some offers, so check the terms and conditions before spending.
Josh Bandura
Latest posts by Josh Bandura (see all)
- The Best Amex Hilton Honors Credit Card Strategy - Sep 10, 2026
- Review: KLM Cityhopper Business Class (Embraer 175) - Sep 5, 2026
- Review: ANA First Class (B777-300ER) - Sep 2, 2026
- New TD Credit Card Offers for September 2026 - Sep 1, 2026
- New RBC Credit Card Offers – Up to 100,000 Points! - Aug 13, 2026
