Frugal Flyer is excited to announce we are now offering FlyerFunds cash back rebates on six Scotiabank credit cards: the Scotiabank Gold American Express Card, the Scotiabank Passport Visa Infinite Card, the Scotiabank Momentum Visa Infinite Card, the Scotiabank Platinum American Express Card, the Scotiabank American Express card, and the Scotiabank Scene Visa Card.
FlyerFunds Rebates & Scotiabank Credit Cards
Frugal Flyer is now offering cash back rebates on six Scotiabank credit cards. The table below outlines all of the details surrounding the current welcome offers and FlyerFunds Rebate amount:
| Credit Card | Welcome Bonus | FlyerFunds Rebate |
|---|---|---|
| Scotiabank Gold American Express Card | Earn up to 40,000 Scene+ Points:
| $100 |
| Scotiabank Passport Visa Infinite Card | Earn up to 40,000 Scene+ Points:
| $150 |
| Scotiabank Momentum Visa Infinite Card | Earn up to 200 cash back:
| $150 |
| Scotiabank Platinum American Express Card | Earn up to 80,000 Scene+ Points:
| $200 |
| Scotiabank American Express Card | Earn up to 5,000 Scene+ Points:
| $60 |
| Scotiabank Scene Visa Card | Earn up to 5,000 Scene+ Points:
| $75 |
Scotiabank Credit Cards with Cash Back Rebates
Scotiabank Gold American Express Card
The Scotiabank Gold American Express card earns up to 6x Scene+ points at Empire grocery stores and charges no foreign exchange fees on purchases made in foreign currencies.
In 2025, we awarded this card as the Best Fixed Value Points Credit Card.
Check out our Scotiabank Gold American Express card review for more details.
40,000 Scene+
$7,500
$280+
$120
No
Jul 1, 2025
The Scotiabank Gold American Express credit card currently has a welcome offer where new cardholders can earn up to 40,000 Scene+ points. This offer has an expiry date of Jul 1, 2025.
The Scotiabank Gold American Express card earns up to 6x Scene+ points on groceries at Sobeys, Safeway, Freshco, Foodland, and other Empire grocery stores, plus 5x Scene+ points on all restaurant and other grocery purchases. Coupled with the rare benefit of no foreign transaction fees for purchases in other currencies, this is a great card to have in your wallet for your travels.
Click here to apply for this offer on the Scotiabank Gold American Express card with a $100 FlyerFunds Rebate!
Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite card offers benefits such as no foreign transaction fees and six annual complimentary airport lounge access passes.
In 2025, we awarded this card as the Best Overall Travel Credit Card and Best Credit Card for Foreign Transactions.
Check out our Scotiabank Passport Visa Infinite card review for more details.
40,000 Scene+
$40,000
$250+
$150
No
Jul 1, 2025
The Scotiabank Passport Visa Infinite credit card currently has a welcome offer where new cardholders can earn up to 40,000 Scene+ points. This offer has an expiry date of Jul 1, 2025.
This card earns up to 3x Scene+ points on groceries at Sobeys, Safeway, Freshco, Foodland, and other Empire grocery stores, plus 2x Scene+ points on all other grocery, dining, entertainment, and daily transit purchases.
Similar to the Scotiabank Gold American Express card, this card also offers no foreign transaction fees, saving you 2.5% on every transaction while you are abroad or making purchases in foreign currencies. The Scotiabank Passport Visa Infinite card also offers six complimentary airport lounge passes to lounges within the Dragonpass airport lounge program.
Click here to apply for this offer on the Scotiabank Passport Visa Infinite card with a $150 FlyerFunds Rebate!
Scotiabank Momentum Visa Infinite Card
The Scotiabank Momentum Visa Infinite card earns 4% cash back on grocery purchases, eligible recurring bill payments, and subscription purchases.
Check out our Scotiabank Momentum Visa Infinite card review for more details.
$200 cash back
$2,000
$200+
$120 (FYF)
Yes
Oct 31, 2025
The Scotiabank Momentum Visa Infinite credit card currently has a welcome offer where new cardholders can earn up to 200 cash back. This offer has an expiry date of Oct 31, 2025.
This card accrues cash back for all everyday purchases, up to 4% on all grocery and subscription service purchases. Coupled with an annual fee waiver, this offer can net you a good chunk of cash back in your wallet.
Click here to apply for this offer on the Scotiabank Momentum Visa Infinite card with a $150 FlyerFunds Rebate!
Scotiabank Platinum American Express Card
The Scotiabank Platinum American Express card offers benefits such as no foreign transaction fees and ten annual airport lounge access passes.
Check out our Scotiabank Platinum American Express card review for more details.
80,000 Scene+
$10,000
$401+
$399
No
Oct 31, 2025
The Scotiabank Platinum American Express card currently has a welcome offer where new cardholders can earn up to 80,000 Scene+ points. This offer has an expiry date of Oct 31, 2025.
This card offers no foreign exchange fees, 10 complimentary airport lounge passes, and a comprehensive suite of travel insurance.
Click here to apply for this offer on the Scotiabank Platinum American Express card with a $200 FlyerFunds Rebate!
Scotiabank American Express Card
The Scotiabank American Express card earns 3x Scene+ points at Empire grocery stores, plus 2x Scene+ points on grocery, dining, entertainment, gas, daily transit, and select streaming purchases.
5,000 Scene+
$1,000
$50+
$0
Yes
Jul 1, 2025
The Scotiabank American Express card currently has a welcome offer where new cardholders can earn up to 5,000 Scene+ points. This offer has an expiry date of Jul 1, 2025.
This card earns 2 Scene+ points per dollar spent on grocery, dining, entertainment, gas, daily transit, and select streaming purchases (1 Scene+ point for all other purchases). This card has no annual fee.
Click here to apply for this offer on the Scotiabank American Express card with a $60 FlyerFunds Rebate!
Scotiabank Scene Visa Card
The Scotiabank Scene Visa card earns 2x Scene+ points on purchases at Empire grocery stores, Cineplex, and Home Hardware.
5,000 Scene+
$1,000
$50+
$0
Yes
Oct 31, 2025
The Scotiabank Scene Visa card currently has a welcome offer where new cardholders can earn up to 5,000 Scene+ points. This offer has an expiry date of Oct 31, 2025.
This card earns Scene+ points for all purchases and has no annual fee.
Click here to apply for this offer on the Scotiabank Scene Visa card with a $75 FlyerFunds Rebate!
The Scene+ Loyalty Program
Scene+ points can be redeemed for maximum value when applied against any travel purchase made on your card at the rate of 1 cent per point. Eligible travel purchases cover a wide range of categories, including hotel accommodations, flight bookings, and rental cars.
Scene+ points can also be redeemed for shopping and dining purchases at participating retailers (including grocery and liquor purchases), entertainment purchases, movie tickets, a statement credit, and more. Some of these options present decent value, but you should never redeem Scene+ points for any value less than 1 cent per point.
Apply Now Through Frugal Flyer Rebates
If you are interested in signing up for a Scotiabank credit card and want to receive some extra cash back in your wallet, head over to the FlyerFunds Rebates hub and follow the steps to apply.
Josh Bandura
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Hi Josh,
Can I still collect the WB for the passport card if I already hold a Gold AMEX card?
I’ve had the Gold AMEX card for a year now but would like to apply for the Passport card.
Regards
Mike
Hey Mike,
Yes, no issue there. You will be eligible since they are different products entirely.