Frugal Flyer is excited to announce that we offer FlyerFunds cash back rebates on eight personal Scotiabank credit cards: the Scotiabank Gold American Express Card, the Scotiabank Passport Visa Infinite Card, the Scotiabank Momentum Visa Infinite Card, the Scotiabank Platinum American Express Card, the Scotiabank Passport Visa Infinite Privilege Card, the Scotiabank American Express card, the Scotiabank Scene Visa Card, and the Scotiabank Value Visa card.
FlyerFunds Rebates & Scotiabank Credit Cards
Frugal Flyer is now offering cash back rebates on eight Scotiabank credit cards. The table below outlines all of the details surrounding the current welcome offers and FlyerFunds Rebate amount:
| Credit Card | Welcome Bonus | FlyerFunds Rebate |
|---|---|---|
| Scotiabank Gold American Express Card | Earn up to 45,000 Scene+ Points:
| $150 |
| Scotiabank Passport Visa Infinite+ Card | Earn up to 60,000 Scene+ Points:
| $150 |
| Scotia Momentum Visa Infinite+ Card | Earn up to $300 cash back:
| $150 |
| Scotiabank Platinum American Express Card | Earn up to 80,000 Scene+ Points:
| $200 |
| Scotiabank Passport Visa Infinite Privilege Card | Earn up to 80,000 Scene+ Points:
| $200 |
| Scotiabank American Express Card | Earn up to 10,000 Scene+ Points:
| $60 |
| Scotiabank Scene Visa Card | Earn up to 10,000 Scene+ Points:
| $60 |
| Scotiabank Value Visa Card |
| $60 |
| Scotiabank Momentum Visa Card |
| $60 |
| Scotiabank Momentum No-Fee Visa Card | Earn up to $200 cash back:
| $50 |
Scotiabank Credit Cards with Cash Back Rebates
Scotiabank Gold American Express Card – Receive $150 FlyerFunds!
The Scotiabank Gold American Express Card earns an impressive 6x Scene+ points at Empire-affiliated grocery stores, 5x at all other grocery stores and restaurants, and 3x on gas, transit, and streaming. Plus, the card offers no foreign transaction fees.
Scene+ points are redeemed at a rate of 100 Scene+ points = $1 against any travel purchase, making this a powerful everyday card for those who want strong earning rates without the complexity of transfer partners.
Earn when you apply through Frugal Flyer.
45,000 Scene+ points
$7,500
$600+
$120
No
Jul 1, 2026
The Scotiabank Gold American Express Card currently has a welcome offer where new cardholders can earn up to 45,000 Scene+ points:
- Earn 25,000 Scene+ points upon spending $2,000 in the first 3 months
- Earn 20,000 Scene+ points upon spending $7,500 in the first year
This offer has an expiry date of Jul 1, 2026.
The Scotiabank Gold American Express card earns up to 6x Scene+ points on groceries at Sobeys, Safeway, Freshco, Foodland, and other Empire grocery stores, plus 5x Scene+ points on all restaurant and other grocery purchases. Coupled with the rare benefit of no foreign transaction fees for purchases in other currencies, this is a great card to have in your wallet for your travels; check out our Scotiabank Gold American Express Card review for the in-depth details.
Click to apply for the cash back rebate offer on the Scotiabank Gold American Express Card with a $150 FlyerFunds Rebate!
Scotiabank Passport Visa Infinite Card – Receive $150 FlyerFunds!
The Scotiabank Passport Visa Infinite+ Card is one of Canada’s best all-around travel cards, offering no foreign transaction fees and six complimentary airport lounge passes through the Visa Airport Companion Program.
Scene+ points are easy to earn on everyday spending and can be redeemed flexibly for travel, groceries, and more, making it a strong everyday carry for travellers who want simplicity and real value for $150 per year.
Earn when you apply through Frugal Flyer.
60,000 Scene+ points
$40,000
$750+
$150
No
Jul 1, 2026
The Scotiabank Passport Visa Infinite+ Card currently has a welcome offer where new cardholders can earn up to 60,000 Scene+ points:
- Earn 40,000 Scene+ points upon spending $2,000 in the first 3 months
- Earn 10,000 Scene+ points upon spending $10,000 in the first 6 months
- Earn 10,000 Scene+ points upon spending $40,000 in the first year
This offer has an expiry date of Jul 1, 2026.
This card earns up to 3x Scene+ points on groceries at Sobeys, Safeway, Freshco, Foodland, and other Empire grocery stores, plus 2x Scene+ points on all other grocery, dining, entertainment, and daily transit purchases.
The Scotiabank Passport Visa Infinite Card stands out as one of the best travel credit cards in Canada, as this card also offers no foreign transaction fees, saving you 2.5% on every transaction while you are abroad or making purchases in foreign currencies. This card also offers six complimentary airport lounge passes to lounges within the Dragonpass airport lounge program.
Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite Card with a $150 FlyerFunds Rebate!
Scotiabank Momentum Visa Infinite Card – Receive $150 FlyerFunds!
The Scotia Momentum Visa Infinite+ Card earns 4% cash back on grocery purchases, eligible recurring bill payments, and subscription purchases.
Earn when you apply through Frugal Flyer.
$300 cash back
$2,000
$450+
$120 (FYF)
Yes
Nov 1, 2026
The Scotia Momentum Visa Infinite+ Card currently has a welcome offer where new cardholders can earn up to $300 cash back:
- Earn 15% cash back on purchases for the first 3 months (up to $300 in cash back)
This offer has an expiry date of Nov 1, 2026.
This card accrues cash back for all everyday purchases, up to 4% on all grocery and subscription service purchases. Coupled with an annual fee waiver, this offer can net you a good chunk of cash back in your wallet. Discover our Scotia Momentum Visa Infinite+ Card review for more details.
Click to apply for the cash back rebate offer on the Scotiabank Momentum Visa Infinite Card with a $150 FlyerFunds Rebate!
Scotiabank Platinum American Express Card – Receive $200 FlyerFunds!
The Scotiabank Platinum American Express Card offers 10 complimentary annual airport lounge passes through Priority Pass and Plaza Premium, no foreign transaction fees, and a notably low 9.99% purchase and cash advance interest rate.
Cardholders also benefit from access to American Express Offers for additional savings at retailers, restaurants, and travel, rounding out a strong premium package for frequent travellers who occasionally may carry a balance.
Earn when you apply through Frugal Flyer.
80,000 Scene+ points
$10,000
$1,000+
$399
No
Jul 1, 2026
The Scotiabank Platinum American Express Card currently has a welcome offer where new cardholders can earn up to 80,000 Scene+ points:
- Earn 60,000 Scene+ points upon spending $3,000 in the first 3 months
- Earn 20,000 Scene+ points upon spending $10,000 in the first 14 months
This offer has an expiry date of Jul 1, 2026.
This card offers no foreign exchange fees, 10 complimentary airport lounge passes, and a comprehensive suite of travel insurance. For more details about this card, check out our review of the Scotiabank Platinum American Express Card.
Click to apply for the cash back rebate offer on the Scotiabank Platinum American Express Card with a $200 FlyerFunds Rebate!
Scotiabank Passport Visa Infinite Privilege Card – Receive $200 FlyerFunds!
The Scotiabank Passport Visa Infinite Privilege Card delivers an annual $250 travel credit redeemable through Scene+ Travel, 10 complimentary airport lounge passes via the Dragonpass network, and no foreign transaction fees.
Additional perks include a complimentary Avis Presidents Club membership and automatic Sandman RSVP Diamond status, which can make this premium travel credit card worth it for frequent travelers.
Earn when you apply through Frugal Flyer.
80,000 Scene+ points
$20,000
$1,000+
$599
No
Nov 1, 2026
The Scotiabank Passport Visa Infinite Privilege Card currently has a welcome offer where new cardholders can earn up to 80,000 Scene+ points:
- Earn 30,000 Scene+ points upon spending $3,000 in the first 3 months
- Earn 30,000 Scene+ points upon spending $20,000 in the first 6 months
- Earn 20,000 Scene+ points upon making one eligible purchase in the 14th month
This offer has an expiry date of Nov 1, 2026.
This card offers an annual $250 travel credit, no foreign exchange fees, 10 complimentary airport lounge passes, and a comprehensive suite of travel insurance. For more details, read our Scotiabank Passport Visa Infinite Privilege Card review.
Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite Privilege Card with a $200 FlyerFunds Rebate!
Scotiabank American Express Card – Receive $60 FlyerFunds!
The Scotiabank American Express Card earns 3x Scene+ points at Empire grocery stores, plus 2x Scene+ points on grocery, dining, entertainment, gas, daily transit, and select streaming purchases.
Earn when you apply through Frugal Flyer.
10,000 Scene+ points
$1,000
$160+
$0
Yes
Nov 1, 2026
The Scotiabank American Express Card currently has a welcome offer where new cardholders can earn up to 10,000 Scene+ points:
- Earn 2,500 Scene+ points upon spending $250 in the first 3 months
- Earn 7,500 Scene+ points upon spending $1,000 in the first 3 months
This offer has an expiry date of Nov 1, 2026.
This card earns 2 Scene+ points per dollar spent on grocery, dining, entertainment, gas, daily transit, and select streaming purchases (1 Scene+ point for all other purchases). This card has no annual fee.
Click to apply for the cash back rebate offer on the Scotiabank American Express Card with a $60 FlyerFunds Rebate!
Scotiabank Scene Visa Card – Receive $60 FlyerFunds!
The Scotiabank Scene Visa Card earns 2x Scene+ points on purchases at Empire grocery stores, Cineplex, and Home Hardware.
Earn when you apply through Frugal Flyer.
10,000 Scene+ points
$1,000
$160+
$0
Yes
Jul 1, 2026
The Scotiabank Scene Visa Card currently has a welcome offer where new cardholders can earn up to 10,000 Scene+ points:
- Earn 2,500 Scene+ points upon spending $250 in the first 3 months
- Earn 7,500 Scene+ points upon spending $1,000 in the first 3 months
This offer has an expiry date of Jul 1, 2026.
This card earns Scene+ points for all purchases and has no annual fee.
Click to apply for the cash back rebate offer on the Scotiabank Scene Visa Card with a $60 FlyerFunds Rebate!
Scotiabank Value Visa Card – Receive $60 FlyerFunds!
The Scotiabank Value Visa Card is a low interest rate credit card that often offers low-rate balance transfers.
Earn when you apply through Frugal Flyer.
0 None
$0
$60+
$29 (FYF)
Yes
Oct 31, 2026
The Scotiabank Value Visa Card is a low-interest rate credit card that often offers low-rate balance transfers as a welcome bonus. This can be a great credit card to add to your wallet if you are looking to consolidate outstanding debt, as the welcome bonus often offers a significantly reduced interest rate for the first 9 or 12 months.
Click to apply for the cash back rebate offer on the Scotiabank Value Visa Card with a $60 FlyerFunds Rebate!
Scotiabank Momentum Visa Card – Receive $60 FlyerFunds!
The Scotia Momentum Visa Card earns 2% cash back on several popular spending categories, including groceries, recurring bill payments, and gas purchases.
Earn when you apply through Frugal Flyer.
$0 cash back
$0
$60+
$49
Yes
Oct 31, 2026
The Scotiabank Momentum Visa Card offers new cardholders the following balance transfer offer:
- Get a 2.99% interest rate on balance transfers for the first 6 months
Click to apply for the cash back rebate offer on the Scotiabank Momentum Visa Card with a $60 FlyerFunds Rebate!
Scotiabank Momentum No-Fee Visa Card – Receive $50 FlyerFunds!
The Scotia Momentum No-Fee Visa Card earns 1% cash back on several popular spending categories, including groceries, recurring bill payments, and gas purchases.
Earn when you apply through Frugal Flyer.
$200 cash back
$2,000
$250+
$0
Yes
Jul 1, 2026
The Scotiabank Momentum No-Fee Visa Card currently has a welcome offer where new cardholders can earn up to $200 cash back:
- Get 10% cash back on up to $2,000 in purchases in the first 3 months
- Plus, get a 0% interest rate on balance transfers and a 2% balance transfer fee for the first 6 months
This offer has an expiry date of Jul 1, 2026.
Click to apply for the cash back rebate offer on the Scotiabank Momentum No-Fee Card with a $50 FlyerFunds Rebate!
The Scene+ Loyalty Program
Scene+ points can be redeemed for maximum value when applied against any travel purchase made on your card at the rate of 1 cent per point. Eligible travel purchases cover a wide range of categories, including hotel accommodations, flight bookings, and rental cars.
Scene+ points can also be redeemed for shopping and dining purchases at participating retailers (including grocery and liquor purchases), entertainment purchases, movie tickets, a statement credit, and more. Some of these options present decent value, but you should never redeem Scene+ points for any value less than 1 cent per point.
Apply Now Through Frugal Flyer Rebates
If you are interested in signing up for a Scotiabank credit card and want to receive some extra cash back in your wallet, head over to the FlyerFunds Rebates hub and follow the steps to apply.
Josh Bandura
Latest posts by Josh Bandura (see all)
- Blue Rewards Is Now Live With Two New Credit Cards - Jun 2, 2026
- New TD Credit Card Offers (June 2026) - Jun 1, 2026
- Best Credit Cards in Canada (June 2026) - Jun 1, 2026
- Best Bank Accounts in Canada (June 2026) - Jun 1, 2026
- RBC Avion to Avios 30% Transfer Bonus Now Available - May 21, 2026
Hi Josh,
Can I still collect the WB for the passport card if I already hold a Gold AMEX card?
I’ve had the Gold AMEX card for a year now but would like to apply for the Passport card.
Regards
Mike
Hey Mike,
Yes, no issue there. You will be eligible since they are different products entirely.