Frugal Flyer is excited to announce that we offer FlyerFunds cash back rebates on eight personal Scotiabank credit cards: the Scotiabank Gold American Express Card, the Scotiabank Passport Visa Infinite Card, the Scotiabank Momentum Visa Infinite Card, the Scotiabank Platinum American Express Card, the Scotiabank Passport Visa Infinite Privilege Card, the Scotiabank American Express card, the Scotiabank Scene Visa Card, and the Scotiabank Value Visa card.
Frugal Flyer also offers FlyerFunds cash back rebates on three business Scotiabank credit cards: the Scotiabank Passport Visa Infinite Business card, the Scotiabank Momentum for Business Visa card, and the Scotiabank Home Hardware PRO Visa Business card.
FlyerFunds Rebates & Scotiabank Credit Cards
Frugal Flyer is now offering cash back rebates on eight personal Scotiabank credit cards and three business Scotiabank credit cards. The table below outlines all of the details surrounding the current welcome offers and FlyerFunds Rebate amount:
| Credit Card | Welcome Bonus | FlyerFunds Rebate |
|---|---|---|
| Scotiabank Gold American Express Card | Earn up to 50,000 Scene+ Points:
| $150 |
| Scotiabank Passport Visa Infinite Card | Earn up to 45,000 Scene+ Points:
| $150 |
| Scotiabank Momentum Visa Infinite Card | Earn up to $200 cash back:
| $100 |
| Scotiabank Platinum American Express Card | Earn up to 80,000 Scene+ Points:
| $200 |
| Scotiabank Passport Visa Infinite Privilege Card | Earn up to 80,000 Scene+ Points:
| $200 |
| Scotiabank American Express Card | Earn up to 5,000 Scene+ Points:
| $60 |
| Scotiabank Scene Visa Card | Earn up to 5,000 Scene+ Points:
| $60 |
| Scotiabank Value Visa Card |
| $60 |
| Scotiabank Passport Visa Infinite Business Card | Earn up to 40,000 Scene+ Points:
| $0 |
| Scotiabank Momentum for Business Visa Card |
| $0 |
| Scotiabank Home Hardware PRO Visa Business Card | Earn up to 15,000 Scene+ Points:
| $0 |
Personal Scotiabank Credit Cards with Cash Back Rebates
Scotiabank Gold American Express Card
The Scotiabank Gold American Express Card earns up to 6x Scene+ points at Empire grocery stores and charges no foreign exchange fees on purchases made in foreign currencies.
Check out our Scotiabank Gold American Express card review for more details.
Earn when you apply through Frugal Flyer.
50,000 Scene+ points
$7,500
$650+
$120 (FYF)
No
Jan 1, 2026
The Scotiabank Gold American Express credit card currently has a welcome offer where new cardholders can earn up to 50,000 Scene+ points:
- Earn 30,000 Scene+ points upon spending $2,000 in the first 3 months
- Earn 20,000 Scene+ points upon spending $7,500 in the first year
This offer has an expiry date of Jan 1, 2026.
The Scotiabank Gold American Express card earns up to 6x Scene+ points on groceries at Sobeys, Safeway, Freshco, Foodland, and other Empire grocery stores, plus 5x Scene+ points on all restaurant and other grocery purchases. Coupled with the rare benefit of no foreign transaction fees for purchases in other currencies, this is a great card to have in your wallet for your travels.
Click to apply for the cash back rebate offer on the Scotiabank Gold American Express card with a $150 FlyerFunds Rebate!
Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card offers benefits such as no foreign transaction fees and six annual complimentary airport lounge access passes.
Check out our Scotiabank Passport Visa Infinite card review for more details.
Earn when you apply through Frugal Flyer.
45,000 Scene+ points
$40,000
$600+
$150
No
Jan 1, 2026
The Scotiabank Passport Visa Infinite credit card currently has a welcome offer where new cardholders can earn up to 45,000 Scene+ points:
- Earn 35,000 Scene+ points upon spending $2,000 in the first 3 months
- Earn 10,000 Scene+ points upon spending $40,000 in the first year
This offer has an expiry date of Jan 1, 2026.
This card earns up to 3x Scene+ points on groceries at Sobeys, Safeway, Freshco, Foodland, and other Empire grocery stores, plus 2x Scene+ points on all other grocery, dining, entertainment, and daily transit purchases.
Similar to the Scotiabank Gold American Express card, this card also offers no foreign transaction fees, saving you 2.5% on every transaction while you are abroad or making purchases in foreign currencies. The Scotiabank Passport Visa Infinite card also offers six complimentary airport lounge passes to lounges within the Dragonpass airport lounge program.
Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite card with a $150 FlyerFunds Rebate!
Scotiabank Momentum Visa Infinite Card
The Scotiabank Momentum Visa Infinite Card earns 4% cash back on grocery purchases, eligible recurring bill payments, and subscription purchases.
Check out our Scotiabank Momentum Visa Infinite card review for more details.
Earn when you apply through Frugal Flyer.
$200 cash back
$2,000
$300+
$120 (FYF)
Yes
Apr 30, 2026
The Scotiabank Momentum Visa Infinite credit card currently has a welcome offer where new cardholders can earn up to $200 cash back:
- Earn 10% cash back on purchases for the first 3 months (up to $200 in cash back)
This offer has an expiry date of Apr 30, 2026.
This card accrues cash back for all everyday purchases, up to 4% on all grocery and subscription service purchases. Coupled with an annual fee waiver, this offer can net you a good chunk of cash back in your wallet.
Click to apply for the cash back rebate offer on the Scotiabank Momentum Visa Infinite card with a $100 FlyerFunds Rebate!
Scotiabank Platinum American Express Card
The Scotiabank Platinum American Express Card offers benefits such as no foreign transaction fees and ten annual airport lounge access passes.
Check out our Scotiabank Platinum American Express card review for more details.
Earn when you apply through Frugal Flyer.
80,000 Scene+ points
$10,000
$1,000+
$399
No
Jan 1, 2026
The Scotiabank Platinum American Express card currently has a welcome offer where new cardholders can earn up to 80,000 Scene+ points:
- Earn 60,000 Scene+ points upon spending $3,000 in the first 3 months
- Earn 20,000 Scene+ points upon spending $10,000 in the first 14 months
This offer has an expiry date of Jan 1, 2026.
This card offers no foreign exchange fees, 10 complimentary airport lounge passes, and a comprehensive suite of travel insurance.
Click to apply for the cash back rebate offer on the Scotiabank Platinum American Express card with a $200 FlyerFunds Rebate!
Scotiabank Passport Visa Infinite Privilege Card
The Scotiabank Passport Visa Infinite Privilege Card offers benefits such as a $250 travel credit for Scene+ Travel, no foreign transaction fees, and ten annual airport lounge passes.
Check out our Scotiabank Passport Visa Infinite Privilege card review for more details.
Earn when you apply through Frugal Flyer.
80,000 Scene+ points
$20,000
$1,000+
$599
No
Jan 1, 2026
The Scotiabank Passport Visa Infinite Privilege card currently has a welcome offer where new cardholders can earn up to 80,000 Scene+ points:
- Earn 30,000 Scene+ points upon spending $3,000 in the first 3 months
- Earn 30,000 Scene+ points upon spending $20,000 in the first 6 months
- Earn 20,000 Scene+ points upon making one eligible purchase in the 14th month
This offer has an expiry date of Jan 1, 2026.
This card offers an annual $250 travel credit, no foreign exchange fees, 10 complimentary airport lounge passes, and a comprehensive suite of travel insurance.
Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite Privilege card with a $200 FlyerFunds Rebate!
Scotiabank American Express Card
The Scotiabank American Express Card earns 3x Scene+ points at Empire grocery stores, plus 2x Scene+ points on grocery, dining, entertainment, gas, daily transit, and select streaming purchases.
Earn when you apply through Frugal Flyer.
5,000 Scene+ points
$1,000
$110+
$0
Yes
Apr 30, 2026
The Scotiabank American Express card currently has a welcome offer where new cardholders can earn up to 5,000 Scene+ points:
- Earn 2,500 Scene+ points upon spending $250 in the first 3 months
- Earn 2,500 Scene+ points upon spending $1,000 in the first 3 months
This offer has an expiry date of Apr 30, 2026.
This card earns 2 Scene+ points per dollar spent on grocery, dining, entertainment, gas, daily transit, and select streaming purchases (1 Scene+ point for all other purchases). This card has no annual fee.
Click to apply for the cash back rebate offer on the Scotiabank American Express card with a $60 FlyerFunds Rebate!
Scotiabank Scene Visa Card
The Scotiabank Scene Visa Card earns 2x Scene+ points on purchases at Empire grocery stores, Cineplex, and Home Hardware.
Earn when you apply through Frugal Flyer.
5,000 Scene+ points
$1,000
$110+
$0
Yes
Jan 1, 2026
The Scotiabank Scene Visa card currently has a welcome offer where new cardholders can earn up to 5,000 Scene+ points:
- Earn 2,500 Scene+ points upon spending $250 in the first 3 months
- Earn 2,500 Scene+ points upon spending $1,000 in the first 3 months
This offer has an expiry date of Jan 1, 2026.
This card earns Scene+ points for all purchases and has no annual fee.
Click to apply for the cash back rebate offer on the Scotiabank Scene Visa card with a $60 FlyerFunds Rebate!
Scotiabank Value Visa Card
The Scotiabank Value Visa Card is a low interest rate credit card that often offers low-rate balance transfers.
Earn when you apply through Frugal Flyer.
0 None
$0
$60+
$29 (FYF)
Yes
Oct 31, 2026
The Scotiabank Value Visa card is a low interest rate credit card that often offers low-rate balance transfers as a welcome bonus. This can be a great credit card to add to your wallet if you are looking to consolidate outstanding debt, as the welcome bonus often offers a significantly reduced interest rate for the first 9 or 12 months.
Click to apply for the cash back rebate offer on the Scotiabank Value Visa card with a $60 FlyerFunds Rebate!
Business Scotiabank Credit Cards with Cash Back Rebates
Scotiabank Passport Visa Infinite Business Card
The Scotiabank Passport Visa Infinite Business Card offers benefits such as no foreign transaction fees and six annual complimentary airport lounge access passes.
Check out our Scotiabank Passport Visa Infinite Business card review for more details.
40,000 Scene+ points
$60,000
$400+
$199
No
Oct 31, 2026
The Scotiabank Passport Visa Infinite Business card currently has a welcome offer where new cardholders can earn up to 40,000 Scene+ points:
- Earn 30,000 Scene+ points upon spending $5,000 in the first 3 months
- Earn 10,000 Scene+ points upon spending $60,000 in the first year
This offer has an expiry date of Oct 31, 2026.
This card earns 1.5 Scene+ points on all purchases and offers valuable benefits that include no foreign transaction fees, six airport lounge passes, and Avis Preferred Plus membership.
Click to apply for the cash back rebate offer on the Scotiabank Passport Visa Infinite Business card with a $0 FlyerFunds Rebate!
Scotiabank Momentum for Business Visa Card
The Scotiabank Momentum for Business Visa Card offers 3% cash back on purchases at gas stations, restaurants, office supply stores, and recurring bill payments.
$0 cash back
$0
$0+
$79
Yes
Oct 31, 2026
The Scotiabank Momentum for Business Visa card earns 3% cash back on purchases at gas stations, restaurants, office supply stores, and recurring bill payments (up to a total of $50,000 per calendar year).
Click to apply for the cash back rebate offer on the Scotiabank Momentum for Business Visa card with a $0 FlyerFunds Rebate!
Scotiabank Home Hardware PRO Visa Business Card
The Scotiabank Home Hardware PRO Visa Business Card earns 1 Scene+ point for every dollar spent on all eligible business purchases at Home Hardware.
15,000 Scene+ points
$1,500
$150+
$0
Yes
Nov 30, 2025
The Scotiabank Home Hardware PRO Visa Business card currently has a welcome offer where new cardholders can earn up to 15,000 Scene+ points:
- Earn 15,000 Scene+ Points upon spending $1,500 in eligible purchases at eligible Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca in the first 3 months.
This offer has an expiry date of Nov 30, 2025.
This card earns 1 Scene+ point on all eligible purchases at Home Hardware. Cardholders will also receive up to a 25% discount on rental cars at AVIS and Budget locations.
Click to apply for the cash back rebate offer on the Scotiabank Home Hardware PRO Visa Business card with a $0 FlyerFunds Rebate!
The Scene+ Loyalty Program
Scene+ points can be redeemed for maximum value when applied against any travel purchase made on your card at the rate of 1 cent per point. Eligible travel purchases cover a wide range of categories, including hotel accommodations, flight bookings, and rental cars.
Scene+ points can also be redeemed for shopping and dining purchases at participating retailers (including grocery and liquor purchases), entertainment purchases, movie tickets, a statement credit, and more. Some of these options present decent value, but you should never redeem Scene+ points for any value less than 1 cent per point.
Apply Now Through Frugal Flyer Rebates
If you are interested in signing up for a Scotiabank credit card and want to receive some extra cash back in your wallet, head over to the FlyerFunds Rebates hub and follow the steps to apply.
Josh Bandura
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Hi Josh,
Can I still collect the WB for the passport card if I already hold a Gold AMEX card?
I’ve had the Gold AMEX card for a year now but would like to apply for the Passport card.
Regards
Mike
Hey Mike,
Yes, no issue there. You will be eligible since they are different products entirely.